207 Gailardio, Savoy, IL 61874 Property Records

Champaign County property record for 207 Gailardio, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,812 sqft)
Owner	Individual Name on File
Last Sale	$301,000 (Jun 2019)
Tax Bill	$8,510 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-422-034`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-422-034`

Exterior

Lot Area	6,812 sqft (0.156 acres)

Location & Zoning

Street Address	207 GAILARDIO
City	SAVOY
State	IL
Zip	61874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1401 PRAIRIE FIELDS 14 SUB
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	PRAIRIE FIELDS 14 SUB
Legal Lot Number	1401
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1011
Census Tract	1400

Owner

207 Gailardio is owned and occupied by an individual who bought it in June 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	207 GAILARDIO ST, SAVOY, IL 61874-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	20199314
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 19, 2019
Property Address	207 GAILARDIO, SAVOY, IL 61874
Document Number	0000009314
Map Reference	DOC 2016R16847
Instrument Date	Jun 4, 2019
Instrument	2019R09314
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 GAILARDIO ST, SAVOY, IL 61874-4224

Mortgage

Document Number	0000009315
Date	Jun 19, 2019
Instrument	2019R09315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Interest

Rate	3.62%

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 23, 2019
Property Address	207 GAILARDIO, SAVOY, IL 61874
Document Number	0000000973
Map Reference	DOC 2016R16847
Instrument Date	Jan 11, 2019
Instrument	2019R00973
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022
Title Company	FIRST COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BELMONT PT, CHAMPAIGN, IL 61822-3506

Mortgage

Document Number	0000000974
Date	Jan 23, 2019
Instrument	2019R00974

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,160 Land $20,520 Building $116,640	$411,480 Land $61,560 Building $349,920
2024	$8,510.00
2022	$7,714.00 Homeowner's exemption	$104,920 Land $15,690 Building $89,230	$314,760 Land $47,070 Building $267,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 Gailardio in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 Gailardio has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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