Allegany County property record for 207 Forest Dr, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,814 sqft · built 1963 |
| Lot Size | 0.377 acres (16,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Dec 2017) |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-028230 |
| Primary APN | 29-028230 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,814 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,402 sqft (0.377 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 028230 |
|---|---|
| Street Address | 207 FOREST DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 207 FOREST DR SUNSET VIEW 135X114 137X127 |
| Legal Subdivision | SUNSET VIEW ADDITION |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1200 |
207 Forest Dr is owned and occupied by two individuals who bought it in December 2017.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 FOREST DR, CUMBERLAND, MD 21502-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK |
| Dec 6, 2017 | Grant Deed, Transfer · Conventional with PMI FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on File |
| Deed Sale | Dec 6, 2017 · Amount on File |
| Prior Sale | Oct 5, 1982 · Amount on File |
| Deed Document Number | 20172346-001 |
| Deed Book / Page | 2346 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 207 FOREST DR, LAVALE, MD 21502-1910 |
| Document Number | 0025930311 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 207 FOREST DR CUMBERLAND MD 215021910, CUMBERLAND, MD 21502-1910 |
| Document Number | 0025930311 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 002593/000311 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 6, 2017 |
| Property Address | 207 FOREST DR, LAVALE, MD 21502-1910 |
| Document Number | 0023460001 |
| Book / Page | 002346 / 000001 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 FOREST DR LAVALE MD 215021910, LAVALE, MD 21502-1910 |
| Document Number | 23460007 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 002346/000007 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | OAKLA, OK 21550 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.79% |
The 2025 property tax bill for 207 Forest Dr was $2,335 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,833 | $227,000 Land $46,000 Building $181,000 | |
| 2025 | $2,335.00 Homeowner's exemption | ||
| 2023 | $1,897.00 Homeowner's exemption | $176,733 | $184,500 Land $37,800 Building $146,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Forest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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