207 Forest Acres Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 207 Forest Acres Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1977
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2020)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Mar 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`342480A000`

Property Details

APN / Parcel Number

Primary APN	`342480A000`
Alternative APN	`2-0057-S030-00-0002.3000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	1,690 sqft
Basement Area	1,056 sqft
Finished Basement	422 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,748 sqft
Terrain	Rolling
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	342480A000
Street Address	207 FOREST ACRES DR
City	O FALLON
State	MO
Zip	63366-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW 1/4 LYING NORTH OF N & RR
Legal Range	3
Legal Township	47
Legal Section	03
Legal Subdivision	WILLERDING CONSOLIDATION
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3015
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 FOREST ACRES DR, O FALLON, MO 63366-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jun 18, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	202041
Deed Book / Page	7300 / 906
Transfer Doc	0000000041
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	207 FOREST ACRES DR, O FALLON, MO 63366-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070420430
Date	Mar 4, 2019
Book Page	7042/0430
Instrument	20190304000094050

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 3, 2019

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2020
Property Address	207 FOREST ACRES DR, O FALLON, MO 63366-1903
Document Number	0072962402
Book / Page	7296 / 2402
Instrument Date	May 15, 2020
Instrument	20200518000318820
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 FOREST ACRES DR, 207, O FALLON, MO 63366-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 FOREST ACRES DR, O FALLON, MO 63366-1903

Mortgage

Document Number	20200518000318830
Date	May 18, 2020
Instrument	20200518000318830

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2018
Property Address	207 FOREST ACRES DR, O FALLON, MO 63366-1903
Document Number	0069350471
Book / Page	006935 / 000471
Instrument Date	Jun 14, 2018
Instrument	338700
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 FOREST ACRES DR O FALLON MO 633661903, O FALLON, MO 63366-1903

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,226 (-)	$306,456 (-) Land $123,750 Building $182,706
2025	$3,456.00	$58,226 (+7.01%)	$306,456 (+7.01%) Land $123,750 Building $182,706
2023		$54,410
2022			$286,372 Land $123,750 Building $162,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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