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207 First St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 207 First St, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,511 sqft · built 2020
Lot Size0.144 acres (6,268 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Oct 2020)
Tax Bill$2,660 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN057-091-10

Property Details

APN / Parcel Number

Primary APN057-091-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,511 sqft Living Area
1st Floor Area1,511 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area6,268 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address207 FIRST ST
CityCHARLOTTE
StateNC
Zip28208-5177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL3 M65-217
Legal SubdivisionTODD PARK SUBDIVISION
Legal Block1
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2008
Census Tract6016

Owner

Source: Mecklenburg County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 FIRST ST, CHARLOTTE, NC 28208-5177
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE MORTGAGE
Oct 14, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Deed Document Number2020168736
Deed Book / Page35175 / 243
Last Transfer DateOct 15, 2020
Transfer Doc0000170882
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateAug 17, 2026
Property Address207 FIRST ST, CHARLOTTE, NC 28208-5177
Document Number0000088289
Book / Page40650 / 897
Instrument DateAug 12, 2026
Instrument202688289
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 FIRST ST, CHARLOTTE, NC 28208-5177

Mortgage

Document Number0000088289,
DateAug 17, 2026
Book Page40650/897
Instrument202688289
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 12, 2041
Interest
Max Rate-1%

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 14, 2020
Property Address207 FIRST ST, CHARLOTTE, NC 28208-5177
Document Number0000168736
Book / Page35175 / 243
Map ReferenceMB 65 PG 217
Instrument DateOct 9, 2020
Instrument2020168736
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4085 FRENCH FIELDS LN, HARRISBURG, NC 28075-9671

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 FIRST ST, CHARLOTTE, NC 28208-5177

Mortgage

Document Number0000168737
DateOct 14, 2020
Instrument2020168737
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,660.00$324,100 Land $50,000 Building $274,100$324,100 Land $50,000 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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