Tipton County property record for 207 Ervin Ln, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,142 sqft · built 1988 |
| Lot Size | 0.5 acres (21,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,400 (Jul 2009) |
| Tax Bill | $475 (2022) |
| Deeds & Mortgages | Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 084018E A 01300 |
| Primary APN | 084018E A 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,800 sqft (0.5 acres) |
| Lot Dimensions | 218 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 207 ERVIN LN |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 ERVIN LN, COUNTY AREA: C40 |
| Legal Subdivision | ERVIN LN |
| Legal Lot Number | 13 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40601 |
207 Ervin Ln is owned by two individuals who bought it in July 2009.
Source: Tipton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 TEAMER RD, COVINGTON, TN 38019-8077 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2009 · Amount on File |
| Deed Sale | Jul 2, 2009 · Amount on File |
| Prior Sale | May 11, 2009 · Amount on File |
| Deed Book / Page | 1445 / 627 |
| Transfer Doc | 0919000649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 207 ERVIN LN, COVINGTON, TN 38019-1504 |
| Document Number | 17761 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 70 TEAMER RD COVINGTON TN 380198077, COVINGTON, TN 38019-8077 |
| Document Number | 17761 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 001776/000001 |
| Instrument | 217662 |
| Name | INSOUTH BK |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 4, 2021 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,550 Land $4,250 Building $16,300 | ||
| 2023 | $20,550 (+41.97%) Land $4,250 Building $16,300 | ||
| 2022 | $475.00 | $14,475 Land $3,125 Building $11,350 | $57,900 Land $12,500 Building $45,400 |
| 2020 | $82,200 Land $17,000 Building $65,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Ervin Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Ervin Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Aeneas Communications.
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