207 E Washington St, Durand, IL 61024 Property Records

Winnebago County property record for 207 E Washington St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-10-462-008`

Property Details

APN / Parcel Number

Primary APN	`05-10-462-008`
Alternative APNs	`510462008` `334C241A`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Account Number	334C241A
Street Address	207 E WASHINGTON ST
City	DURAND
State	IL
Zip	61024-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF DURAND E 1/2 VAC WATER ST LYGN OF C/L OF ALLEY EXT W & LYG W & ADJLT 6 BLK 45 & ALL LOTS 4 THRU 6 BLOCK45
Legal Subdivision	DURAND
Legal Block	45
Legal Lot Number	4-6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2045
Census Tract	4100

Owner

Source: Winnebago County records · APN 05-10-462-008

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 455, DURAND, IL 61024-0455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	207 E WASHINGTON ST, DURAND, IL 61024-9500
Document Number	0001037267
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E WASHINGTON ST DURAND IL 610249500, DURAND, IL 61024-9500

Mortgage

Document Number	0001037267
Date	Nov 06, 2019
Instrument	1037267

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Nov 05, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00	$66,008 (+39.71%) Land $14,058 Building $51,950	$198,024 (+39.71%) Land $42,174 Building $155,850
2022	Homeowner's exemption	$47,245 Land $9,707 Building $37,538	$141,735 Land $29,121 Building $112,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ResTech Services.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DURAND serves 1,427 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.