Harford County property record for 207 E Ring Factory Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 1964 |
| Lot Size | 0.665 acres (28,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jul 2022) |
| Tax Bill | $4,590 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-117367 |
| Primary APN | 03-117367 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 28,980 sqft (0.665 acres) |
| Lot Dimensions | 202 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 117367 |
|---|---|
| Street Address | 207 E RING FACTORY RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 18 140X206 207 E RING FACTORY ROAD WORTHINGTON HTS P 7/42 |
| Legal Subdivision | WORTHINGTON HEIGHTS SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 303602 |
207 E Ring Factory Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 7, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on File |
| Deed Sale | Jul 19, 2022 · Amount on File |
| Deed Book / Page | 15599 / 105 |
| Prior Transfer Date | May 14, 2019 |
| Prior Transfer Doc | 0132950470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 19, 2022 |
| Property Address | 207 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Document Number | 0155990105 |
| Book / Page | 15599 / 105 |
| Map Reference | MB 7 FO 42 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0155990113 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 15599-0113 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 7, 2019 |
| Property Address | 207 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Document Number | 0132950470 |
| Book / Page | 013295 / 000470 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 E RING FACTORY RD BEL AIR MD 210145511, BEL AIR, MD 21014-5511 |
The 2026 property tax bill for 207 E Ring Factory Rd was $4,590 with a homeowner's exemption, up 16.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,590.00 (+16.59%) Homeowner's exemption | $421,167 (+1.68%) | $435,100 (+5.05%) Land $99,400 Building $335,700 |
| 2025 | $3,937.00 Homeowner's exemption | $414,200 Land $99,400 Building $314,800 | $414,200 Land $99,400 Building $314,800 |
| 2023 | $342,400 | $414,200 Land $99,400 Building $314,800 | |
| 2022 | $3,340.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 E Ring Factory Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 E Ring Factory Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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