207 E Prospect St, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 207 E Prospect St, Lake Elsinore, CA 92530

Property Summary

Property Type	Triplex
Details	3 bd · 5.25 ba · 1,783 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`373-151-007`

Property Details

APN / Parcel Number

Primary APN	`373-151-007`
Alternative APN	`171600219`

Interior

Bedrooms	3 Beds
Full Baths	5.25 Baths
Half Baths	3 Half Baths
Units	3 Units
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,783 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Triplex
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	171600219
Street Address	207 E PROSPECT ST
City	LAKE ELSINORE
State	CA
Zip	92530-4166
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Description	LOT 14 BLK F MB 004/177 SD JONES ADD TO ELSINORE
Legal Subdivision	JONES ADD TO ELSINORE
Legal Block	F
Legal Lot Number	14
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	1
Census Block	1029
Census Tract	43001

Owner

207 E Prospect St, a triplex, is owner-occupied and held in a trust since January 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer
Sep 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Mar 19, 2019	Deed of Trust, Mortgage · VA Mortgage SIGN ON THE LINE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021
Deed Sale	Sep 27, 2021
Prior Sale	Oct 27, 1994 · Amount on File
Deed Document Number	2021573480
Last Transfer Date	Jan 9, 2023
Transfer Doc	0000013799
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 18, 2023
Property Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166
Document Number	0000013799
Map Reference	MB 4 PG 177
Instrument Date	Jan 9, 2023
Instrument	2023-0013799
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2021
Property Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166
Document Number	0000573480
Map Reference	MB 4 PG 177
Instrument Date	Sep 4, 2021
Instrument	2021-0573480
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166

Mortgage

Document Number	0000573481
Date	Sep 27, 2021
Instrument	2021-0573481

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166
Document Number	0000170265
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	207 E PROSPECT ST LAKE ELSINORE CA 925304166, LAKE ELSINORE, CA 92530-4166

Mortgage

Document Number	0000170265
Date	Apr 17, 2020
Instrument	170265

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	207 E PROSPECT ST, LAKE ELSINORE, CA 92530-4166
Document Number	0000118882
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	207 E PROSPECT ST LAKE ELSINORE CA 925304166, LAKE ELSINORE, CA 92530-4166

Mortgage

Document Number	0000118882
Date	Apr 9, 2019
Instrument	118882

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 207 E Prospect St was $2,180 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$155,867 (+2%) Land $51,376 Building $104,491
2025	$2,180.00 Homeowner's exemption	$152,812 Land $50,369 Building $102,443
2023	$2,071.00 (+2.12%) Homeowner's exemption	$146,880 Land $48,414 Building $98,466
2022	$2,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 207 E Prospect St in Zone X, an area of minimal flood risk, though there have been 127 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	127 (1978–2017)
Claims Outside the SFHA	46 of 127
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 13 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Mar 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 E Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, T-Mobile.

Nearby Properties on E Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures