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207 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 207 E Prospect Ave, Lake Bluff, IL 60044 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1974
Square Footage2,862 sqft Living Area
Lot Size8,786 sqft (0.202 acres)
GarageAttached, 441 sqft
OccupancyOwner Occupied
Last Sale$1,099,000 (2026)
Tax Bill$18,251.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-21-123-001

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area2,862 sqft Living Area
Gross Area4,464 sqft Gross Area
1st Floor1,491 sqft 1st Floor
Upper Floors1,146 sqft Upper Floors
Basement Area1,386 sqft Basement
Finished Basement225 sqft Finished
Unfinished Basement1,161 sqft Unfinished
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area8,786 sqft (0.202 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Patio Area528 sqft Patio
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address207 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2520
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNILLES RESUB OF JUTKINS SUB LOT 1
Legal SubdivisionNILLES RESUB
Legal Lot Number1
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup1
Census Block1011
Census Tract863300

Owner

Source: Lake County records · APN 12-21-123-001

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Line of Credit
FIRST COMMAND BANK
Apr 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
FEDERAL SAVINGS BANK
Mar 18, 2026Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Mar 06, 2023Intrafamily Transfer, Transfer
DOMA INSURANCE AGENCY OF IL
Jan 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2026 · Amount on Record
Deed SaleMar 18, 2026 · Amount on Record
Prior SaleSep 23, 1999 · Amount on Record
Deed Doc Number20268157812
Prior Transfer DateFeb 10, 2023
Prior Transfer Doc0007961770
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateJul 14, 2026
Property Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
Document Number0008181641
Instrument DateJul 08, 2026
Instrument20268181641
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520

Mortgage

Document Number0008181641,
DateJul 14, 2026
Instrument20268181641
Lender
NameFIRST COMMAND BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateApr 01, 2026
Property Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
Document Number0008160668
Instrument DateMar 26, 2026
Instrument20268160668
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
InvestorPossibly a Property Investor

Mortgage

Document Number0008160668,
DateApr 01, 2026
Instrument20268160668
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateMar 18, 2026
Property Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
Document Number0008157812
Map ReferenceDOC 41644
Instrument DateJan 27, 2026
Instrument8157812
Transaction TypeTransfer
Record UpdatedApr 01, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520

Mortgage

Document Number0008157813
DateMar 18, 2026
Instrument8157813
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateMar 01, 2029
Change Frequency6 Months
Min Rate At Change8.75%
Max Rate At Change13.7%
IndexSOFR Average 30-Day
Max Rate13.7%

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateMar 06, 2023
Property Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
Document Number0007961770
Map ReferenceDOC 41644
Instrument DateFeb 10, 2023
Instrument7961770
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyDOMA INSURANCE AGENCY OF IL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address207 E PROSPECT AVE, LAKE BLUFF, IL 60044-2520
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCONVENIENT CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007455094
DateJan 03, 2018
Instrument7455094
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 01, 2043

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$306,445 (+8.98%) Land $127,507 Building $178,938$919,427 (+8.98%) Land $382,559 Building $536,868
2024$18,251.00 (+1.77%)$281,195 (+10.65%) Land $117,001 Building $164,194$843,669 (+10.65%) Land $351,038 Building $492,631
2023$17,934.00 (+12.35%)$254,131 (+5.97%) Land $105,740 Building $148,391$762,470 (+5.97%) Land $317,252 Building $445,218
2022$15,962.00$239,823 Land $99,787 Building $140,036$719,541 Land $299,391 Building $420,150

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