207 E Oak St, Fairbury, IL 61739 Property Records

Livingston County property record for 207 E Oak St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1905
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jul 2022)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	May 2012 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-25-10-229-004`

Property Details

APN / Parcel Number

Primary APN	`25-25-10-229-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	207 E OAK ST
City	FAIRBURY
State	IL
Zip	61739-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 10 229 004 LOT 50 X 150 LOT 5 BLK 3 PATTONS ADD
Legal Subdivision	PATTONS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4050
Census Tract	960800

Owner

207 E Oak St is owned and occupied by an individual who bought it in July 2022.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	207 E OAK ST, FAIRBURY, IL 61739-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2012	Deed of Trust, Mortgage BUSEY BANK
Jul 21, 2022	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	May 31, 2012 · Amount on File
Deed Document Number	20223260
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	602304
Record Updated	Sep 20, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	207 E OAK ST, FAIRBURY, IL 61739-1637
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616507
Date	May 31, 2012
Instrument	616507

Lender

Name	BUSEY BANK
Address	2101 N VETERANS PKWY, BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2042

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jul 21, 2022
Property Address	207 E OAK ST, FAIRBURY, IL 61739-1637
Document Number	2022R03260
Instrument Date	Jul 18, 2022
Instrument	2022R-03260
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 MICHAEL CT, FAIRBURY, IL 61739-1470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E OAK ST, FAIRBURY, IL 61739-1637

Mortgage

Document Number	2022R03261
Date	Jul 21, 2022
Instrument	2022R-03261

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 207 E Oak St was $2,644 with a homeowner's exemption, up 9.1% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,644.00 (+9.08%) Homeowner's exemption	$35,453 (+9.6%) Land $5,742 Building $29,711	$106,359 (+9.6%) Land $17,226 Building $89,133
2024	$2,424.00 Homeowner's exemption	$32,348 Land $5,239 Building $27,109	$97,044 Land $15,717 Building $81,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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