Saginaw County property record for 207 E North St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1946 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Feb 2022) |
| Tax Bill | $3,125 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-05-2117-000 |
| Primary APN | 24-10-3-05-2117-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,206 sqft (0.395 acres) |
| Lot Dimensions | 103 ft deep x 128 ft wide |
| Garage Area | 1,032 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 207 E NORTH ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PT ON S LINE OF N 1/2 OF NW 1/4 465 FT W FROM W LINE OF MC RR R/W RUN TH N 180 FT TH W 128 FT TH S 180 FT TO S LINE |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 E NORTH ST, SAINT CHARLES, MI 48655-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 29, 2020 | Warranty Deed, Transfer FRANKENMUTH CU |
| Oct 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 20224251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 16, 2022 |
| Property Address | 207 E NORTH ST, SAINT CHARLES, MI 48655-1103 |
| Document Number | 0000004251 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022004251 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 E NORTH ST, 207, SAINT CHARLES, MI 48655-1103 |
| Name | Verified Name |
|---|---|
| Address | 3882 PEACH ST, SAGINAW, MI 48601-5555 |
| Document Number | 0000004252 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022004252 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 29, 2020 |
| Property Address | 207 E NORTH ST, SAINT CHARLES, MI 48655-1103 |
| Document Number | 0000016349 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 16349 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 S REESE RD REESE MI 487579574, REESE, MI 48757-9574 |
| Document Number | 16350 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 16350 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 11, 2019 |
| Property Address | 207 E NORTH ST, SAINT CHARLES, MI 48655-1103 |
| Document Number | 0000025514 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 25514 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 E OAK ST ST CHARLES MI 486551116, ST CHARLES, MI 48655-1116 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,700 (+23.63%) | $99,400 (+23.63%) | |
| 2025 | $3,125.00 (+199.04%) | ||
| 2023 | $40,200 | $80,400 | |
| 2022 | $1,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1986–2013) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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