Elkhart County property record for 207 E Mall St, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,454 sqft · built 1928 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,395 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-406-008.000-035 |
| Primary APN | 20-08-10-406-008.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 475 sqft |
| Basement Area | 475 sqft |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 80 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0810406008035 |
|---|---|
| Old Parcel Number | 0810406008035 |
| Street Address | 207 E MALL ST |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | ORIG 80FT N END LOT 8 BLK 32 80FT N END LOT 9 BLK 32 (TIF 163) |
| Legal Subdivision | ORIG 80FT N END |
| Legal Block | 32 |
| Legal Lot Number | 8,9 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 801 |
207 E Mall St is owned by a company that acquired it in February 2025.
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 62, MIDDLEBURY, IN 46540-0062 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 |
| Deed Sale | Feb 21, 2025 |
| Prior Sale | Mar 3, 2016 |
| Deed Document Number | 2025-02846 |
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,300 (-3.22%) Building $135,300 | $135,300 (-3.22%) Building $135,300 | |
| 2024 | $2,395.00 | $139,800 (+20.93%) Land $24,300 Building $115,500 | $139,800 (+20.93%) Land $24,300 Building $115,500 |
| 2023 | $115,600 (+5.96%) Building $115,600 | $115,600 (+5.96%) Building $115,600 | |
| 2022 | $2,181.00 | $109,100 Building $109,100 | $109,100 Building $109,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 E Mall St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1993–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 E Mall St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, New Paris Telephone Company.
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