207 E Main St, Rockford, MI 49341 Property Records

Kent County property record for 207 E Main St, Rockford, MI 49341

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,605 sqft · built 2018
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Tax Bill	$8,024 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-203-001`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-203-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Basement Area	1,605 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	9,801 sqft (0.225 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 E MAIN ST
City	ROCKFORD
State	MI
Zip	49341-1068
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	410636203001 UNIT 1 * MAIN STREET COTTAGES KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.1019 INSTRUMENT NO.20170405-0030359
Legal Subdivision	MAIN STREET COTTAGES KENT COUNTY CONDOMI
Legal Unit	1
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2000
Census Tract	10700

Owner

207 E Main St, a condominium, is owned and occupied by an individual who acquired it in May 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	207 E MAIN ST, ROCKFORD, MI 49341-1068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Jun 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 3, 2018	Loan Modification, Mortgage · Conventional Mortgage DART BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 14, 2020
Transfer Doc	0000045139
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	207 E MAIN ST, ROCKFORD, MI 49341-1068
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000588
Date	Jan 5, 2021
Instrument	20210105-0000588

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jun 1, 2020
Property Address	207 E MAIN ST, ROCKFORD, MI 49341-1068
Document Number	0000045139
Instrument Date	May 14, 2020
Instrument	45139
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	207 E MAIN ST ROCKFORD MI 493411068, ROCKFORD, MI 49341-1068

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	207 E MAIN ST, ROCKFORD, MI 49341-1068
Document Number	0000089612
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E MAIN ST ROCKFORD MI 493411068, ROCKFORD, MI 49341-1068

Mortgage

Document Number	0000089612
Date	Nov 14, 2018
Instrument	89612

Lender

Name	DART BK
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2033

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 207 E Main St was $8,024.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,900 (+4.31%)	$807,800 (+4.31%)
2025	$8,024.00 Homeowner's exemption	$387,200	$774,400
2023		$305,600	$611,200
2021	$8,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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