207 E Harvard St, Inverness, FL 34452 Property Records

Citrus County property record for 207 E Harvard St, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,247 sqft · built 1989
Lot Size0.331 acres (14,423 sqft)
Owner2 Company Names on Record
Last Sale$200,000 (May 2024)
Tax Bill$2,923 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02000-2240

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02000-2240
Alternative APNs
  • 2119S20E0020020002240
  • 3442156

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,247 sqft Living Area
Gross Area1,669 sqft
1st Floor Area1,247 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area14,423 sqft (0.331 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeAttached
Garage Area302 sqft
Parking Spaces10 Parking Spaces
PorchScreened Aluminum Porch
Porch Area170 sqft
Deck Area840 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3442156
Street Address207 E HARVARD ST
CityINVERNESS
StateFL
Zip34452-6716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 224 225 & 226 PB 3 PG 51 BLK 200
Legal Range20E
Legal Township19S
Legal Section20
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block200
Legal Lot Number224
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1047
Census Tract451103

Owner

Source: Citrus County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address210 E HARVARD ST, INVERNESS, FL 34452-6781
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Dec 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
VISIO FINANCIAL SERVICES INC
Feb 13, 2020Warranty Deed, Transfer · Construction Mortgage
VETERANS UNITED HM LNS
Mar 29, 2019Loan Modification, Mortgage
GORILLA CAP FUND LLC
Apr 26, 2018Trustee's Deed, Transfer
ATTORNEY ONLY
Apr 13, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleFeb 13, 2020 · Amount on Record
Deed Document Number202431953
Deed Book / Page3472 / 709
Last Transfer DateJul 10, 2024
Transfer Doc0034830333
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031201843
DateDec 28, 2020
Book Page3120/1843
Instrument2020070971
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029472368
DateDec 28, 2018
Book Page2947/2368
Instrument2018064731
Lender
NameVISIO FINANCIAL SERVICES INC
TypeLending Institution
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 13, 2020
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0030390600
Book / Page003039 / 000600
Instrument DateFeb 11, 2020
Instrument8396
Transaction TypeTransfer
Record UpdatedMar 9, 2020
Title CompanyEQUITABLE TITLE/MID-FLORIDA LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$954.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E HARVARD ST INVERNESS FL 344526716, INVERNESS, FL 34452-6716

Mortgage

Document Number30390602
DateFeb 13, 2020
Book Page003039/000602
Instrument8397
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Recording DateMar 29, 2019
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0029652280
Book / Page002965 / 002280
Instrument DateMar 29, 2019
Instrument15962
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 W GOLDEN ST BEVERLY HILLS FL 344653250, BEVERLY HILLS, FL 34465-3250

Mortgage

Document Number29652280
DateMar 29, 2019
Book Page002965/002280
Instrument15962
Lender
NameGORILLA CAP FUND LLC
Address1342 HIGH ST, EUGENE, OR 97401-3237
Agreement
AmountAmount Recorded

April 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateApr 26, 2018
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0028960502
Book / Page002896 / 000502
Instrument DateApr 12, 2018
Instrument20661
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$454.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4042 W BONANZA DR BEVERLY HILLS FL 344654473, BEVERLY HILLS, FL 34465-4473
InvestorPossibly a Property Investor

April 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateApr 13, 2018
Property Address207 E HARVARD ST, INVERNESS, FL 34452-6716
Document Number0028931018
Book / Page002893 / 001018
Instrument DateApr 12, 2018
Instrument18233
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$454.30
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 E HARVARD ST INVERNESS FL 344526716, INVERNESS, FL 34452-6716
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,923.00 (+5.68%)$182,900 (+4.27%) Land $10,470 Building $172,430$182,900 (+4.27%) Land $10,470 Building $172,430
2024$2,766.00 (+385.26%)$175,411 (+1.52%) Land $9,600 Building $165,811$175,411 (+1.52%) Land $9,600 Building $165,811
2023$570.00 (+3.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$172,782 (+15.46%) Land $8,640 Building $164,142$172,782 (+15.46%) Land $8,640 Building $164,142
2022$549.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$149,651 Land $7,440 Building $142,211$149,651 Land $7,440 Building $142,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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