207 E Hart Ave, Opp, AL 36467 Property Records

Covington County property record for 207 E Hart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,309 sqft · built 1910
Lot Size	0.254 acres (11,100 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Sep 2020)
Tax Bill	$517 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-4-402-049.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-4-402-049.000`
Alternative APNs	`11082844020490000` `1108284402049000` `23414600` `23420491`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1920
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.254 acres)
Lot Dimensions	150 ft deep x 74 ft wide
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420491
Street Address	207 E HART AVE
City	OPP
State	AL
Zip	36467-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2021/29333 122/10/2021 BEG @ INT E R/W WHALEY ST WITH N R/W HART AVE IN SE4 SEC 28 T4N R18E; TH E-331.1' ALG AVE TO
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	HARTS ADD
Legal Block	F
Legal Lot Number	17-18
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4044
Census Tract	962400

Owner

207 E Hart Ave is owned by a company that bought it in September 2020.

Source: Covington County records, as of June 18, 2026

Owner of Record	Company Name on File
Mailing Address	703 BROOKWOOD DR, OPP, AL 36467-1801
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Sep 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Nov 5, 2013 · Amount on File
Deed Book / Page	2020 / 17247
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	207 E HART AVE, OPP, AL 36467-2132
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/1946
Date	Feb 3, 2023
Book Page	2023/1946

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	OPP, AL 36467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	207 E HART AVE, OPP, AL 36467-2132
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/13393
Date	Jun 9, 2022
Book Page	2022/13393

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	OPP, AL 36467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 1, 2020
Property Address	207 E HART AVE, OPP, AL 36467-2132
Document Number	2020/17247
Book / Page	2020 / 17247
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BROOKWOOD DR, OPP, AL 36467-1801

Tax Assessment & Valuation

The 2025 property tax bill for 207 E Hart Ave was $517, up 6.8% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00 (+6.82%)	$15,220 (+22.54%) Land $920 Building $14,300	$76,100 (+22.62%) Land $4,600 Building $71,500
2024	$484.00 (+16.07%)	$12,420 (+16.16%) Land $920 Building $11,500	$62,060 (+16.09%) Land $4,600 Building $57,460
2023	$417.00 (+5.3%)	$10,692 (+5.24%) Land $800 Building $9,892	$53,460 (+5.24%) Land $4,000 Building $49,460
2022	$396.00	$10,160 Land $740 Building $9,420	$50,800 Land $3,700 Building $47,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 E Hart Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 E Hart Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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