207 E Gallery Row, Nags Head, NC 27959 Property Records

Dare County property record for 207 E Gallery Row, Nags Head, NC 27959

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 ba · 2,934 sqft · built 1978
Lot Size	0.516 acres (22,500 sqft)
Owner	Company on Record
Last Sale	$900,000 (Jan 2023)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989318216590`

Property Details

APN / Parcel Number

Primary APN	`989318216590`
Alternative APN	`006705000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,934 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	22,500 sqft (0.516 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	989318216590
Old Parcel Number	989318216590
Street Address	207 E GALLERY ROW
City	NAGS HEAD
State	NC
Zip	27959-9594
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 1-2 BLK: H SEC: PL: 2 SL: 63
Legal Subdivision	NAGS HEAD SHORES REVISED
Legal Block	H
Legal Lot Number	1-2 2
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1037
Census Tract	970400

Owner

Source: Dare County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	122 BEECHWOOD RD, AHOSKIE, NC 27910-8234
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Seller Carry-Back CHRISTINE LIVELY
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	May 4, 2017
Deed Document Number	0002662568
Deed Book / Page	2662 / 568
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 18, 2023
Property Address	207 E GALLERY ROW, NAGS HEAD, NC 27959-9594
Document Number	002662/568
Book / Page	2662 / 568
Map Reference	MB 2 PG 63
Instrument Date	Jan 12, 2023
Instrument	700126110
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4029 PLEASANT RUN DR, STALLINGS, NC 28104-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BEECHWOOD RD, AHOSKIE, NC 27910-8234

Mortgage

Document Number	0700126111
Date	Jan 18, 2023
Instrument	700126111

Lender

Name	CHRISTINE LIVELY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	207 E GALLERY ROW, NAGS HEAD, NC 27959-9594
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 700046755
Date	Dec 7, 2017
Book Page	2208/751
Instrument	700046755

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 4, 2017
Property Address	207 E GALLERY ROW, NAGS HEAD, NC 27959-9594
Document Number	2167/216
Book / Page	2167 / 216
Map Reference	MB 391 PG 661
Instrument Date	Apr 28, 2017
Instrument	700038845
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 E GALLERY ROW, 207, NAGS HEAD, NC 27959-9594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E GALLERY ROW, NAGS HEAD, NC 27959-9594

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,299.00 (+9.28%)	$1,070,100 (+62.31%) Land $682,500 Building $387,600
2023	$4,849.00	$659,300 Land $398,100 Building $261,200
2020			$1,070,100 Land $682,500 Building $387,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 459 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 units insured incl. 15 condo units
Nearby Flood Claims	393 (1978–2021)
Claims Outside the SFHA	127 of 393
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 93 claims Hurricane Isabel, Sep 2003 · 58 claims Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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