207 E Delaware St, Manchester, IA 52057 Property Records

Delaware County property record for 207 E Delaware St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,782 sqft · built 1900
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2024)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`631322005400`

Property Details

APN / Parcel Number

Primary APN	`631322005400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	806 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	428 sqft
Deck Area	92 sqft
Patio Area	97 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	207 E DELAWARE ST
City	MANCHESTER
State	IA
Zip	52057-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANCH W 60'LOT 204
Legal Subdivision	ORIGINAL TOWN - MANCHESTER
Legal Lot Number	204
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4008
Census Tract	950300

Owner

207 E Delaware St is owned and occupied by two individuals who bought it in March 2024.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SAVINGS BANK
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY SAVINGS BANK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Nov 8, 2022	Warranty Deed, Transfer
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Nov 8, 2022 · Amount on File
Deed Document Number	2024494
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	02018/2438
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Mar 4, 2024
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Document Number	002024/494
Book / Page	2024 / 494
Map Reference	MB ILD PG 284
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210

Mortgage

Document Number	0002024495
Date	Mar 4, 2024
Instrument	2024//495

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3585
Date	Dec 7, 2022
Book Page	2022/3585
Instrument	22-3585

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3522
Date	Dec 21, 2017
Book Page	2017/3522
Instrument	2017 3522

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 2, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Nov 8, 2022
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Document Number	02022/3351
Book / Page	2022 / 3351
Map Reference	BK I PG 284
Instrument Date	Apr 30, 2022
Instrument	22-3351
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IA
Recording Date	Aug 29, 2018
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Document Number	02018/2438
Book / Page	2018 / 2438
Instrument Date	Aug 20, 2018
Instrument	000000002438
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Nov 27, 2017
Property Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210
Document Number	02017/3224
Book / Page	2017 / 3224
Instrument Date	Nov 21, 2017
Instrument	2017 3224
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E DELAWARE ST, MANCHESTER, IA 52057-2210

Mortgage

Document Number	02017/3225
Date	Nov 27, 2017
Book Page	2017/3225
Instrument	2017 3225

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 207 E Delaware St was $3,450, up 0.3% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,500 (-) Land $20,200 Building $187,300	$207,500 (-) Land $20,200 Building $187,300
2025	$3,450.00 (+0.35%)	$207,500 Land $20,200 Building $187,300	$207,500 Land $20,200 Building $187,300
2024	$3,438.00
2023		$158,900 (+27.43%) Land $17,300 Building $141,600	$158,900 Land $17,300 Building $141,600
2022	$2,580.00	$124,700 Land $11,500 Building $113,200
2021			$124,700 Land $11,500 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 E Delaware St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2007–2016)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2016 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 E Delaware St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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