207 E 46th St, Savannah, GA 31405 Property Records

Chatham County property record for 207 E 46th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,023 sqft · built 1928
Lot Size	0.212 acres (9,213 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-08-002`

Property Details

APN / Parcel Number

Primary APN	`2-0087-08-002`
Alternative APN	`P117290`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	2,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,213 sqft (0.212 acres)
Lot Dimensions	95 ft deep x 97 ft wide
Porch	Slab
Porch Area	485 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	207 E 46TH ST
City	SAVANNAH
State	GA
Zip	31405-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 186 & 187 & PT LOTS 185 & 188 WATSON WD
Legal Subdivision	WATSON WARD
Legal Lot Number	186-187
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1022
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 E 46TH ST, SAVANNAH, GA 31405-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2025
Transfer Doc	0035780118
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	207 E 46TH ST, SAVANNAH, GA 31405-2219
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 46TH ST, SAVANNAH, GA 31405-2219

Mortgage

Document Number	0032070623
Date	Oct 2, 2023
Book Page	0000003207/0000000623

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	207 E 46TH ST, SAVANNAH, GA 31405-2219
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 46TH ST, SAVANNAH, GA 31405-2219

Mortgage

Document Number	0000002518/0000000382
Date	Sep 7, 2021
Book Page	0000002518/0000000382

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	207 E 46TH ST, SAVANNAH, GA 31405-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 46TH ST, SAVANNAH, GA 31405-2219

Mortgage

Document Number	0000002156/0000000683
Date	Dec 3, 2020
Book Page	0000002156/0000000683

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,360 (-0.3%) Land $64,000 Building $106,360	$425,900 (-0.3%) Land $160,000 Building $265,900
2025	$2,744.00 (-0.58%) Homeowner's exemption	$170,880 (+18.5%) Land $64,000 Building $106,880	$427,200 (+18.5%) Land $160,000 Building $267,200
2024	$2,760.00 (-25.53%)
2023		$144,200 (+38.23%) Land $64,800 Building $79,400	$360,500 (+38.23%) Land $162,000 Building $198,500
2022	$3,706.00	$104,320 Land $20,000 Building $84,320	$260,800 Land $50,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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