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207 E 2nd Ave, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 207 E 2nd Ave, Mount Gilead, NC 27306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,075 sqft · built 1950
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Oct 2022)
Tax Bill$893 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7503 09 16 0028

Property Details

APN / Parcel Number

Primary APN7503 09 16 0028
Alternative APNs
  • 1486160
  • 1486509

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,075 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAsbestos
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions200 ft deep x 112 ft wide
Garage TypeCarport
Garage Area432 sqft
CarportCarport
Carport Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemZoned

Location & Zoning

Account Number1486509
Street Address207 E 2ND AVE
CityMOUNT GILEAD
StateNC
Zip27306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionINGRAM HEIGHTS INGRAM HTS.
Legal SubdivisionINGRAM HEIGHTS
JurisdictionMONTGOMERY NC
Township / Civil DivisionMOUNT GILEAD
Census Block Group2
Census Block2014
Census Tract960401

Owner

207 E 2nd Ave is owned and occupied by an individual who bought it in October 2022.

Source: Montgomery County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address207 E 2ND AVE, MOUNT GILEAD, NC 27306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2022 · Amount on File
Deed SaleOct 7, 2022 · Amount on File
Prior SaleJan 1, 1968
Deed Document Number2022375747
Deed Book / Page911 / 335
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateOct 7, 2022
Property Address207 E 2ND AVE, MOUNT GILEAD, NC 27306
Document Number000911/335
Book / Page911 / 335
Map ReferenceMB C-6 PG 107
Instrument DateOct 6, 2022
Instrument375747
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8289 TWIN HARBOR DR, MOUNT GILEAD, NC 27306-9511

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E 2ND AVE, MOUNT GILEAD, NC 27306

Mortgage

Document Number000911/338
DateOct 7, 2022
Book Page911/338
Instrument375748
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
Type Change DateNov 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6.4%
Index5-Year CMT
Max Rate10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 207 E 2nd Ave was $893.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityMount Gilead Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,511 (-) Land $6,837 Building $66,674$73,511 (-) Land $6,837 Building $66,674
2025$893.00$73,511 Land $6,837 Building $66,674$73,511 Land $6,837 Building $66,674
2023$73,511 Land $6,837 Building $66,674$73,511 Land $6,837 Building $66,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 E 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 E 2nd Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT GILEAD
serves 1,463 people · EPA ID NC0362015
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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