207 Dillon Dr, Morehead, KY 40351 Property Records

Rowan County property record for 207 Dillon Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Mar 2026)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Feb 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`097-00 00 003.55`

Property Details

APN / Parcel Number

Primary APN	`097-00 00 003.55`
Alternative APNs	`10148` `9354` `9849`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	9849
Street Address	207 DILLON DR
City	MOREHEAD
State	KY
Zip	40351-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 53 MOREHEAD EST
Legal Subdivision	MOREHEAD ESTATES
Legal Lot Number	53
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1002
Census Tract	950301

Owner

Source: Rowan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 BAYS AVE, MOREHEAD, KY 40351-1110
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2011	Deed of Trust, Mortgage KENTUCKY BANK
Feb 23, 2012	Deed of Trust, Mortgage KENTUCKY BANK
Mar 19, 2026	Deed, Transfer · Closed-End Mortgage FARMERS & TRADERS BANK OF CAMPTON
May 8, 2022	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Jun 24, 2013	Deed, Transfer · ARM KY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	May 8, 2022 · Amount on Record
Deed Document Number	20262045304
Deed Book / Page	299 / 69
Record Updated	Sep 20, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	207 DILLON DR, MOREHEAD, KY 40351-2015
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A311/685697
Date	Apr 20, 2011
Book Page	A311/685-697
Instrument	372111

Lender

Name	KENTUCKY BANK
Address	PO BOX 157, PARIS, KY 40362

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2041

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	207 DILLON DR, MOREHEAD, KY 40351-2015
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000320/540
Date	Feb 23, 2012
Book Page	320/540
Instrument	376274

Lender

Name	KENTUCKY BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2032

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 19, 2026
Property Address	207 DILLON DR, MOREHEAD, KY 40351-2015
Document Number	000D299/69
Book / Page	D299 / 69
Map Reference	CAB 1 SL 456
Instrument Date	Mar 9, 2026
Instrument	2045304
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	KENTUCKY AGENCY TITLE LLC, KENTUCKY HOME TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$179.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	883 SASSAFRAS GROVE RD, SEBREE, KY 42455-9428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 BAYS AVE, MOREHEAD, KY 40351-1110

Mortgage

Document Number	0002045295
Date	Mar 19, 2026
Instrument	2045295

Lender

Name	FARMERS & TRADERS BANK OF CAMPTON
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 10, 2046

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 8, 2022
Property Address	207 DILLON DR, MOREHEAD, KY 40351-2015
Document Number	000D284/69
Book / Page	D284 / 69
Map Reference	CAB 1 SL 456
Instrument Date	May 5, 2022
Instrument	2016749
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 LIMESTONE ST, MOREHEAD, KY 40351-8253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 DILLON DR, MOREHEAD, KY 40351-2015

Mortgage

Document Number	0002016750
Date	May 8, 2022
Instrument	2016750

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 24, 2013
Property Address	207 DILLON DR, MOREHEAD, KY 40351-2015
Document Number	00D248/343
Book / Page	D248 / 343
Instrument Date	Jun 21, 2013
Instrument	383671
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 DILLON DR, MOREHEAD, KY 40351-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 DILLON DR, MOREHEAD, KY 40351-2015

Mortgage

Document Number	A338/581596
Date	Jun 24, 2013
Book Page	A338/581-596
Instrument	383672

Lender

Name	KY BANK
Type	Seller
Address	PO BOX 157, PARIS, KY 40362

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.04%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2018
Change Frequency	Annually

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (-1.78%)	$132,000 (-) Land $10,000 Building $122,000	$132,000 (-) Land $10,000 Building $122,000
2023	$1,124.00	$132,000 Land $10,000 Building $122,000	$132,000 Land $10,000 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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