Pontotoc County property record for 207 Derrick Ln, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,203 sqft · built 2018 |
| Lot Size | 0.204 acres (8,927 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2022) |
| Tax Bill | $3,436 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30979 |
| Primary APN | 30979 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,927 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 105 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30979 |
|---|---|
| Street Address | 207 DERRICK LN |
| City | ADA |
| State | OK |
| Zip | 74820-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 1 PETROLEUM ESTATES |
| Legal Subdivision | PETROLEUM ESTATES-SD16-A--NW 36-4-6 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 88801 |
207 Derrick Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 DERRICK LN, ADA, OK 74820-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Aug 27, 2020 · Amount on File |
| Deed Document Number | 2022107 |
| Deed Book / Page | 3573 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jan 5, 2022 |
| Property Address | 207 DERRICK LN, ADA, OK 74820-2326 |
| Document Number | 003573/301 |
| Book / Page | 3573 / 301 |
| Instrument Date | Jan 3, 2022 |
| Instrument | I-2022-000107 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | HOMERUN TITLE, HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | I2022000108 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | I-2022-000108 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Aug 27, 2020 |
| Property Address | 207 DERRICK LN, ADA, OK 74820-2326 |
| Document Number | 003426/153 |
| Book / Page | 3426 / 153 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-004621 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | HOMERUN TITLE, HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 DERRICK LN, ADA, OK 74820-2326 |
| Document Number | 2020004622 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020-004622 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 207 Derrick Ln was $3,436, up 0.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,029 (+2.7%) Land $4,200 Building $34,829 | $325,245 (+2.7%) Land $35,000 Building $290,245 | |
| 2025 | $3,436.00 (+0.2%) | $38,002 (-4.19%) Land $4,200 Building $33,802 | $316,683 (-4.19%) Land $35,000 Building $281,683 |
| 2024 | $3,429.00 (+15.11%) | $39,664 (+3.99%) Land $4,200 Building $35,464 | $330,539 (+3.99%) Land $35,000 Building $295,539 |
| 2023 | $2,979.00 | $38,141 Land $4,200 Building $33,941 | $317,844 Land $35,000 Building $282,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 Derrick Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Derrick Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTOTOC CO RWD # 1 (HOMER) serves 441 people · EPA ID OK3006205 |
|---|---|
| Water Source | Purchased groundwater from ADA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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