Madison County property record for 207 Davis St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2025) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0037 |
| Primary APN | 073C-0000-0037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Basement |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 42546 |
|---|---|
| Street Address | 207 DAVIS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 1A SEC 2 BLK B |
| Legal Subdivision | ROSELAWN |
| Legal Block | B |
| Legal Lot Number | 1A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
Source: Madison County records · APN 073C-0000-0037
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2006 | Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE HOME LOANS INC |
| Apr 23, 2025 | Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Oct 04, 2019 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 2014256505 |
| Deed Book / Page | D866 / 517 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2124/283 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | M2124/283 |
| Instrument | 2014071325 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | REALTY TITLE INC, REALTY TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0M1145/221 |
|---|---|
| Date | Nov 14, 2006 |
| Book Page | M1145/221 |
| Instrument | 378808 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 23, 2025 |
| Property Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Document Number | 00D866/517 |
| Book / Page | D866 / 517 |
| Map Reference | MB 5 PG 255 |
| Instrument Date | Apr 22, 2025 |
| Instrument | 2014256505 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3684 WHITE OAK RD, JUNCTION CITY, KY 40440-8654 |
| Name | Verified Name |
|---|---|
| Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Document Number | 2014256508 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 2014256508 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 04, 2019 |
| Property Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Document Number | D00779/424 |
| Book / Page | D00779 / 424 |
| Map Reference | MB 5 PG 191 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2013999990 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 E 2ND ST # ST1, ST1, FRANKFORT, KY 40601-2960 |
| Name | Verified Name |
|---|---|
| Address | 207 DAVIS ST, BEREA, KY 40403-1114 |
| Investor | Possibly a Property Investor |
| Document Number | 2013999991 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 2013999991 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (-0.32%) Additional exemption filed | $164,000 (+2.56%) | $164,000 (+2.56%) |
| 2023 | $1,551.00 | $159,900 | $159,900 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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