207 Cullens Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 207 Cullens Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,269 sqft · built 2005
Lot Size	0.141 acres (6,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (May 2008)
Tax Bill	$18,523 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-320-065-4`

Property Details

APN / Parcel Number

Primary APN	`223-320-065-4`
Alternative APN	`223-320-065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
1st Floor Area	2,008 sqft
2nd Floor Area	1,261 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,134 sqft (0.141 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	207 CULLENS CT
City	SAN RAMON
State	CA
Zip	94582-5697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8715 L265
Legal Subdivision	MAP/SUB 8715
Legal Tract	8715
Legal Lot Number	265
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2000
Census Tract	355124

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 CULLENS CT, SAN RAMON, CA 94582-5697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	200895768
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	207 CULLENS CT, SAN RAMON, CA 94582-5697
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089068
Date	Jun 13, 2019
Instrument	2019-089068

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	207 CULLENS CT, SAN RAMON, CA 94582-5697
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045129
Date	Mar 10, 2020
Instrument	2020-045129

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	207 CULLENS CT, SAN RAMON, CA 94582-5697
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CULLENS CT, SAN RAMON, CA 94582-5697

Mortgage

Document Number	0000061354
Date	Mar 1, 2021
Instrument	2021-061354

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	207 CULLENS CT, SAN RAMON, CA 94582-5697
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CULLENS CT, SAN RAMON, CA 94582-5697

Mortgage

Document Number	0000117540
Date	Jul 25, 2022
Instrument	2022-117540

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,192,395 (+2%) Land $509,110 Building $683,285
2025	$18,523.00 (+1.31%) Homeowner's exemption	$1,169,016 (+4.04%) Land $499,128 Building $669,888
2023	$18,283.00 (+2%) Homeowner's exemption	$1,123,624 Land $479,748 Building $643,876
2022	$17,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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