207 Cothron Dr, Lafayette, TN 37083 Property Records

Macon County property record for 207 Cothron Dr, Lafayette, TN 37083

Property Summary

Property Type	Duplex
Details	2 ba · 1,988 sqft · built 1975
Lot Size	0.427 acres (18,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,900 (Jul 2019)
Tax Bill	$714 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056059K C 00102`

Property Details

APN / Parcel Number

Primary APN	`056059K C 00102`
Alternative APN	`059K C 00102`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,620 sqft (0.427 acres)
Lot Dimensions	98 ft deep x 190 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	207 COTHRON DR
City	LAFAYETTE
State	TN
Zip	37083-1806
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DISTRICT: 01 DUPLEX, COUNTY AREA: L01
Legal Subdivision	COTHRON SUB
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1027
Census Tract	970302

Owner

Source: Macon County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTHERN BK/TN
Jul 9, 2018	Warranty Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Feb 26, 2015 · Amount on Record
Deed Document Number	000RB79357
Deed Book / Page	RB079 / 0357
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	19001964
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806

Mortgage

Document Number	0RB112/290
Date	Oct 26, 2020
Book Page	RB112/290
Instrument	20003899

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB159/555
Date	Apr 7, 2022
Book Page	RB159/555
Instrument	22001529

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jun 19, 2019
Property Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806
Document Number	0000001964
Book / Page	000079 / 000357
Instrument Date	Jun 12, 2019
Instrument	1964
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 COTHRON DR LAFAYETTE TN 370831857, LAFAYETTE, TN 37083-1857

Mortgage

Document Number	1965
Date	Jun 19, 2019
Book Page	000079/000359
Instrument	1965

Lender

Name	SOUTHERN BK/TN
Type	Bank
Address	MOUNT JULIET, TN 37122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 9, 2018
Property Address	207 COTHRON DR, LAFAYETTE, TN 37083-1806
Document Number	0000002125
Book / Page	000061 / 000134
Instrument Date	Jul 9, 2018
Instrument	2125
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$244.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ROBERT ELMORE LN LAFAYETTE TN 370832680, LAFAYETTE, TN 37083-2680

Tax Assessment & Valuation

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (-20.04%)	$44,025 (-) Land $4,000 Building $40,025
2023		$44,025 Land $4,000 Building $40,025	$176,100 Land $16,000 Building $160,100
2019	$893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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