207 Cooper St, Plano, IL 60545 Property Records

Kendall County property record for 207 Cooper St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 2023
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Mar 2026)
Tax Bill	$9,645 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-112-012`

Property Details

APN / Parcel Number

Primary APN	`01-22-112-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	2,200 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 COOPER ST
City	PLANO
State	IL
Zip	60545-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1588 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1588
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2000
Census Tract	890502

Owner

207 Cooper St is owned by two individuals who bought it in March 2026.

Source: Kendall County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 LIBERTY ST, AURORA, IL 60505-2820
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Mar 14, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage M/I FINANCIAL LLC
Dec 4, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	20263316
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 11, 2026
Property Address	207 COOPER ST, PLANO, IL 60545-5127
Document Number	0000003316
Map Reference	DOC 200600019121
Instrument Date	Feb 27, 2026
Instrument	202600003316
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 COOPER ST, PLANO, IL 60545-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 COOPER ST, PLANO, IL 60545-5127

Mortgage

Document Number	0000003317
Date	Mar 11, 2026
Instrument	202600003317

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.87%

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 14, 2023
Property Address	207 COOPER ST, PLANO, IL 60545-5127
Document Number	0000002681
Map Reference	DOC 200600019121
Instrument Date	Mar 14, 2023
Instrument	202300002681
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 COOPER ST, PLANO, IL 60545-5127

Mortgage

Document Number	0000002682
Date	Mar 14, 2023
Instrument	202300002682

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 4, 2019
Property Address	207 COOPER ST, PLANO, IL 60545-5127
Document Number	0000018525
Instrument Date	Nov 12, 2019
Instrument	18525
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,085.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 E DIEHL RD #230 NAPERVILLE IL 605631397, 230, NAPERVILLE, IL 60563-1397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,139 Land $10,918 Building $125,221	$408,417 Land $32,754 Building $375,663
2024	$9,645.00
2022		$3,805 Land $3,805	$11,415 Land $11,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 207 Cooper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Watch TV.

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