207 Commonwealth Ave, Kincaid, IL 62540 Property Records

Christian County property record for 207 Commonwealth Ave, Kincaid, IL 62540

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,736 sqft · built 1964
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$81,500 (Apr 2012)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-12-10-105-002-00`

Property Details

APN / Parcel Number

Primary APN	`15-12-10-105-002-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Finished Basement	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Exterior Material	Brick
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	207 COMMONWEALTH AVE
City	KINCAID
State	IL
Zip	62540-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KINCAID KATCHER SUBDIV LOT 2 2005R03034 2001R05513 BK343 PG128 100X100' 152890.002 12-10-A
Legal Subdivision	KATCHER SUB
Legal Lot Number	2
Jurisdiction	CHRISTIAN IL
Township / Civil Division	SOUTH FORK
Census Block Group	3
Census Block	3051
Census Tract	958200

Owner

Source: Christian County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 893, KINCAID, IL 62540-0893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HEARTLAND CU
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2012 · Amount on Record
Deed Sale	Apr 25, 2012 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Document Number	20122266
Prior Transfer Date	May 4, 2005
Prior Transfer Doc	2005R03034
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	207 COMMONWEALTH AVE, KINCAID, IL 62540-4441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R01852
Date	May 22, 2017
Instrument	2017R01852

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	SPRINGFIELD, IL 62704

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	84 Months
Due	May 27, 2024

Interest

Rate	6.25%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Aug 13, 2018
Property Address	207 COMMONWEALTH AVE, KINCAID, IL 62540-4441
Document Number	2018R02644
Instrument Date	Aug 13, 2018
Instrument	2018R02644
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 893, KINCAID, IL 62540-0893

Mortgage

Document Number	2018R02645
Date	Aug 13, 2018
Instrument	2018R02645

Lender

Name	DIAMOND RESIDENTL MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	South Fork Township
Municipality	Kincaid Village
Unified School District	South Fork School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+936.8%) Homeowner's exemption	$58,105 (+6.95%) Land $3,700 Building $54,405	$174,315 (+6.95%) Land $11,100 Building $163,215
2024	$337.00	$54,330 Land $3,460 Building $50,870	$162,990 Land $10,380 Building $152,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINCAID serves 1,561 people · EPA ID IL0210250
Water Source	Purchased surface water from TAYLORVILLE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education currently in violation since Mar 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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