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207 Coles County Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 207 Coles County Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 988 sqft · built 1997
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$214,000 (Mar 2005)
Tax Bill$7,915 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2017 Line of Credit
APN04-18-0-406-001

Property Details

APN / Parcel Number

Primary APN04-18-0-406-001

Interior

Full Baths4 Baths
Stories2 Stories
Building Area988 sqft Living Area
Upper Floors Area52 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage TypeMixed
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area840 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address207 COLES COUNTY DR
CityO FALLON
StateIL
Zip62269-6664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOLIN CREEK EST AT LINCOLN FARM 3RD ADD LOT/SEC-95 DOC A02296631
Legal SubdivisionNOLIN CREEK
Legal Block406
Legal Lot Number95
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1018
Census Tract504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address207 COLES COUNTY DR, O FALLON, IL 62269-6664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Jun 10, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2005 · Amount on Record
Deed SaleMar 2, 2005 · Amount on Record
Deed Document Number20051895488
Deed Book / Page4147 / 1258
Last Transfer DateDec 14, 2011
Transfer Doc00A2296631
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address207 COLES COUNTY DR, O FALLON, IL 62269-6664
Document Number00A2650019
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address207 COLES COUNTY DR O FALLON IL 622696664, O FALLON, IL 62269-6664

Mortgage

Document Number00A2650019
DateMay 5, 2020
Instrument2650019
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 4, 2035
Interest
Rate3.12%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address207 COLES COUNTY DR, O FALLON, IL 62269-6664
Document Number00A2543167
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedNov 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address207 COLES COUNTY DR O FALLON IL 622696664, O FALLON, IL 62269-6664

Mortgage

Document Number00A2543167
DateJul 12, 2017
Instrument2543167
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,915.00 (+9.95%) Homeowner's exemption$115,811 (+10.54%) Land $22,375 Building $93,436$347,433 (+10.54%) Land $67,125 Building $280,308
2024$7,199.00$104,767 (+22.55%) Land $20,411 Building $84,356$314,301 (+22.55%) Land $61,233 Building $253,068
2022$85,488 Land $16,655 Building $68,833$256,464 Land $49,965 Building $206,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1980–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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