Polk County property record for 207 Clovis Pass, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,603 sqft Living Area |
| Lot Size | 10,816 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2022) |
| Tax Bill | $3,773.00 (2025) |
| Primary APN | 25-29-02-356723-000950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 3,163 sqft Gross Area |
| 1st Floor | 2,603 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,816 sqft (0.248 acres) |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Porch Area | 410 sqft Porch |
| Street Address | 207 CLOVIS PASS |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1671 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGE @ SPIRIT LAKE PHASE TWO PB 111 PGS 12 & 13 LOT 95 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 356723 |
| Legal Block | 3 |
| Legal Lot Number | 95 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-02-356723-000950
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 207 CLOVIS PASS, WINTER HAVEN, FL 33880-1671 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 28, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLAINS COMMERCE BANK |
| Feb 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2014 · Amount on Record |
| Deed Doc Number | 202224757 |
| Deed Book / Page | 12093 / 296 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 28, 2022 |
| Property Address | 207 CLOVIS PASS, WINTER HAVEN, FL 33880-1671 |
| Document Number | 0000024757 |
| Book / Page | 12093 / 296 |
| Map Reference | MB 111 PG 12&13 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022024757 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 422, CLARKSON, KY 42726-0422 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 207 CLOVIS PASS, WINTER HAVEN, FL 33880-1671 |
| Document Number | 0012093298 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 12093/298 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 207 CLOVIS PASS, WINTER HAVEN, FL 33880-1671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029507 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 11567/1283 |
| Instrument | 2021029507 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 207 CLOVIS PASS, WINTER HAVEN, FL 33880-1671 |
| Document Number | 0102740068 |
| Book / Page | 010274 / 000068 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 207 CLOVIS PASS WINTER HAVEN FL 338801671, WINTER HAVEN, FL 33880-1671 |
| Document Number | 0102740068 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 010274/000068 |
| Instrument | 187413 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,773.00 (-17.67%) Homeowner's exemption | $332,054 (-0.29%) Land $44,000 Building $288,054 | $332,054 (-0.29%) Land $44,000 Building $288,054 |
| 2023 | $4,583.00 (+60.64%) Homeowner's exemption | $333,036 (+61.51%) Land $42,000 Building $291,036 | $333,036 (+13.42%) Land $42,000 Building $291,036 |
| 2022 | $2,853.00 | $206,201 | $293,633 Land $35,000 Building $258,633 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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