207 Clements St, Moorefield, WV 26836 Property Records

Hardy County property record for 207 Clements St, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1962
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2026)
Tax Bill	$862 (2026)
Deeds & Mortgages	Mortgage Jun 2006 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`04-10-0010.0000`

Property Details

APN / Parcel Number

Primary APN	`04-10-0010.0000`
Alternative APN	`16-04-10-0010.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	2,656 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 CLEMENTS ST
City	MOOREFIELD
State	WV
Zip	26836-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT ZIRK
Jurisdiction	HARDY WV
Township / Civil Division	MOOREFIELD
Census Block Group	2
Census Block	2022
Census Tract	970201

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jun 7, 2006	Deed of Trust, Mortgage · ARM CAPON VALLEY BANK
May 30, 2007	Deed of Trust, Mortgage CAPON VALLEY BANK
May 4, 2026	Deed, Transfer · Conventional Mortgage FARMERS AND MERCHANTS BANK
Sep 27, 2019	Deed, Transfer · Stand-Alone First Mortgage C&F MORTGAGE CORP
Sep 4, 2009	Deed, Transfer CAPON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2026244117
Deed Book / Page	384 / 628
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0000188743
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000220/281
Date	Jun 7, 2006
Book Page	220/281
Instrument	155305

Lender

Name	CAPON VALLEY BANK
Address	WARDENSVILLE, WV 26851

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	3 Years

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/314
Date	May 30, 2007
Book Page	230/314
Instrument	160672

Lender

Name	CAPON VALLEY BANK
Address	WARDENSVILLE, WV 26851

Agreement

Amount	Amount Recorded

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	May 4, 2026
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Document Number	0000244117
Book / Page	384 / 628
Instrument Date	May 4, 2026
Instrument	2026.244117
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221

Mortgage

Document Number	0000244118,
Date	May 4, 2026
Instrument	2026.244118

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Sep 27, 2019
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Document Number	000351/366
Book / Page	351 / 366
Instrument Date	Sep 25, 2019
Instrument	215744
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000315/502
Date	Sep 27, 2019
Book Page	315/502
Instrument	215745

Lender

Name	C&F MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Sep 4, 2009
Property Address	207 CLEMENTS ST, MOOREFIELD, WV 26836-1221
Document Number	000311/706
Book / Page	311 / 706
Instrument Date	Sep 4, 2009
Instrument	172767
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 326, MOOREFIELD, WV 26836-0326
Investor	Possibly a Property Investor

Mortgage

Document Number	0000172768
Date	Sep 4, 2009
Instrument	172768

Lender

Name	CAPON VALLEY BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 4, 2014
Change Frequency	5 Years
Min Rate At Change	5%
Index	Prime Rate
Max Rate	12.5%

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Municipality	Moorefield Town
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$862.00 (-1.03%)	$75,420 (-0.95%) Land $27,480 Building $47,940	$125,700 (-0.95%) Land $45,800 Building $79,900
2025	$871.00 (+12.97%)	$76,140 (+13.2%) Land $27,480 Building $48,660	$126,900 (+13.2%) Land $45,800 Building $81,100
2023	$771.00	$67,260 Land $27,480 Building $39,780	$112,100 Land $45,800 Building $66,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.2% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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