207 Church St E, Cologne, MN 55322 Property Records

Carver County property record for 207 Church St E, Cologne, MN 55322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1974
Lot Size0.351 acres (15,290 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2026)
Tax Bill$3,744 (2026)
Deeds & MortgagesOct 2024 Line of Credit
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-4020150

Property Details

APN / Parcel Number

Primary APN40-4020150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Finished Area
Gross Area2,755 sqft
1st Floor Area1,248 sqft
Basement Area700 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1980
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,290 sqft (0.351 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area183 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address207 CHURCH ST E
CityCOLOGNE
StateMN
Zip55322-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 115 RANGE 025 ADAM MOHRBACHER THIRD ADDN LOT 015 BLOCK 002 P/O VAC ALLEY -15'
Legal Range025
Legal Township115
Legal Section13
Legal SubdivisionADAM MOHRBACHER THIRD ADDN
Legal Block2
Legal Lot Number15
JurisdictionCARVER MN
Township / Civil DivisionCOLOGNE
Census Block Group2
Census Block2032
Census Tract91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 CHURCH ST E, COLOGNE, MN 55322-9343
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2024Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLSFARGOBANKNA
Apr 15, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLSFARGOBANKNA
Jan 11, 2017Warranty Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Document Number2026798905
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address207 CHURCH ST E, COLOGNE, MN 55322-9343
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 CHURCH ST E, COLOGNE, MN 55322-9343

Mortgage

Document Number000A778090
DateOct 4, 2024
InstrumentA778090
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 3, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateApr 15, 2026
Property Address207 CHURCH ST E, COLOGNE, MN 55322-9343
Document Number0000798905
Instrument DateApr 15, 2026
Instrument2026.798905
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108,322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address207 CHURCH ST E, COLOGNE, MN 55322-9343

Mortgage

Document Number0000798905,
DateApr 15, 2026
Instrument2026.798905
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateApr 15, 2026
Property Address207 CHURCH ST E, COLOGNE, MN 55322-9343
Document Number000A798905
Instrument DateApr 15, 2026
Instrument2026798905
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108,322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address207 CHURCH ST E, COLOGNE, MN 55322-9343
InvestorPossibly a Property Investor

Mortgage

Document Number0000798905,
DateApr 15, 2026
Instrument2026798905
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateJan 11, 2017
Property Address207 CHURCH ST E, COLOGNE, MN 55322-9343
Document Number0000639895
Instrument DateDec 6, 2016
Instrument639895
Transaction TypeTransfer
Record UpdatedMar 27, 2017
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 CHURCH ST E COLOGNE MN 553229343, COLOGNE, MN 55322-9343

Mortgage

Document Number639896
DateJan 11, 2017
Instrument639896
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 10, 2047

Mortgage

Document Number639897,
DateJan 11, 2017
Instrument639897
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707
Agreement
AmountAmount Recorded
Term120 Months
DueJan 10, 2027

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityCologne City
Unified School DistrictCentral Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,744.00 (+7.46%)$308,800 (+11.84%) Land $85,000 Building $223,800$308,800 (+11.84%) Land $85,000 Building $223,800
2025$276,100 (+4.9%) Land $80,000 Building $196,100$276,100 (+4.9%) Land $80,000 Building $196,100
2024$3,484.00 (-1.02%)$263,200 (+0.69%) Land $75,000 Building $188,200$263,200 (+0.69%) Land $75,000 Building $188,200
2023$3,520.00$261,400 Land $75,000 Building $186,400$261,400 Land $75,000 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCologne
serves 1,700 people · EPA ID MN1100004
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.61 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Nuvera Communications
Cable
100 / 20
Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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