Caldwell County property record for 207 Cherry Ln, Princeton, KY 42445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,132 sqft · built 1986 |
| Lot Size | 0.485 acres (21,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 2020) |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-80-A1-21 |
| Primary APN | 39-80-A1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,162 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 207 CHERRY LN |
|---|---|
| City | PRINCETON |
| State | KY |
| Zip | 42445-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 207 CHERRY LANE |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Legal Lot Number | 207 |
| Jurisdiction | CALDWELL KY |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 920301 |
207 Cherry Ln is owned and occupied by an individual who bought it in August 2020.
Source: Caldwell County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK AND TRUST |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Aug 11, 2020 | Deed, Transfer · Line of Credit FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Jan 29, 2016 · Amount on File |
| Deed Book / Page | 330 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL KY |
| Recording Date | Jun 12, 2026 |
| Property Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Document Number | 0000460857 |
| Book / Page | 424 / 457 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026460857 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Document Number | 0000460857, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 424/457 |
| Instrument | 2026460857 |
| Name | FARMERS BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 15, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL KY |
| Property Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M325/551 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | M325/551 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PRINCETON, KY 42445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL KY |
| Property Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Document Number | 000394/523 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 394/523 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PRINCETON, KY 42445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Aug 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALDWELL KY |
| Recording Date | Aug 11, 2020 |
| Property Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Document Number | 00D330/539 |
| Book / Page | D330 / 539 |
| Map Reference | MB 118 PG 181 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Name | Verified Name |
|---|---|
| Address | 207 CHERRY LN, PRINCETON, KY 42445-2325 |
| Document Number | 000D358732 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | D358/732 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 3, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 207 Cherry Ln was $3,116.
Source: Caldwell County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Caldwell County |
| Municipality | Princeton City |
| Unified School District | Caldwell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,116.00 | $320,000 | $320,000 |
| 2023 | $3,161.00 | $320,000 | $320,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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