207 Chambers Ave, Georgetown, KY 40324 Property Records

Scott County property record for 207 Chambers Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft
Lot Size	0.158 acres (6,915 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Sep 2024)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Oct 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-40-137.000`

Property Details

APN / Parcel Number

Primary APN	`166-40-137.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Lot Area	6,915 sqft (0.158 acres)

Location & Zoning

Street Address	207 CHAMBERS AVE
City	GEORGETOWN
State	KY
Zip	40324-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40102

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2024	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 27, 2022	Deed, Transfer · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL
May 7, 2020	Deed, Transfer · USDA Mortgage COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Document Number	2024511147
Deed Book / Page	452 / 148
Record Updated	Oct 29, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 18, 2024
Property Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736
Document Number	00D452/148
Book / Page	D452 / 148
Instrument Date	Sep 16, 2024
Instrument	511147
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4664 FRANKFORT RD, GEORGETOWN, KY 40324-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736

Mortgage

Document Number	0000511150
Date	Sep 18, 2024
Instrument	511150

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 27, 2022
Property Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736
Document Number	000D438/31
Book / Page	D438 / 31
Instrument Date	Oct 21, 2022
Instrument	460903
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 ARLINGTON CT, WILLIAMSTOWN, KY 41097-8935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4664 FRANKFORT RD, GEORGETOWN, KY 40324-9485

Mortgage

Document Number	0000460904
Date	Oct 27, 2022
Instrument	460904

Lender

Name	THE FARMERS NATIONAL BANK OF DANVIL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2047

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 7, 2020
Property Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736
Document Number	00D414/153
Book / Page	D414 / 153
Instrument Date	May 1, 2020
Instrument	415941
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 LAKEVIEW DR, GEORGETOWN, KY 40324-9450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	207 CHAMBERS AVE, GEORGETOWN, KY 40324-1736

Mortgage

Document Number	0000415942
Date	May 7, 2020
Instrument	415942

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	457 Months
Due	Jun 1, 2058

Interest

Rate	2.87%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,000 (-)	$239,000 (-)
2025	$2,128.00 (+17.44%)	$239,000 (+19.56%)	$239,000 (+19.56%)
2023	$1,812.00 (+41.78%)	$199,900 (+35.62%) Land $27,500 Building $172,400	$199,900 (+35.62%) Land $27,500 Building $172,400
2022	$1,278.00	$147,400 Land $25,000 Building $122,400	$147,400 Land $25,000 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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