207 Challenge Rd, Raleigh, NC 27603 Property Records

Wake County property record for 207 Challenge Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,777 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Aug 2020)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0699.02-77-4250-000`

Property Details

APN / Parcel Number

Primary APN	`0699.02-77-4250-000`
Alternative APNs	`0699.02-77-4250 0250549` `0699774250` `025054901` `0250549`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,777 sqft Living Area
Basement Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,068 sqft (0.3 acres)
Garage Area	484 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0250549
Street Address	207 CHALLENGE RD
City	RALEIGH
State	NC
Zip	27603-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO255 EAGLE RIDGE SUB SC1 BM1998-02066
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	255
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	4
Census Block	4004
Census Tract	53009

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Jun 20, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Book / Page	18047 / 511
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 31, 2020
Property Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971
Document Number	180470511
Book / Page	18047 / 511
Map Reference	MB 1998 PG 2066
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971

Mortgage

Document Number	18047513
Date	Aug 31, 2020
Instrument	18047/513

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971
Document Number	172342465
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CHALLENGE RD RALEIGH NC 276031971, RALEIGH, NC 27603-1971

Mortgage

Document Number	172342465
Date	Sep 5, 2018
Book Page	017234/002465

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Jun 20, 2018
Property Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971
Document Number	171601812
Book / Page	017160 / 001812
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CHALLENGE RD RALEIGH NC 276031971, RALEIGH, NC 27603-1971

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Feb 1, 2018
Property Address	207 CHALLENGE RD, RALEIGH, NC 27603-1971
Document Number	170351897
Book / Page	017035 / 001897
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	207 CHALLENGE RD RALEIGH NC 276031971, RALEIGH, NC 27603-1971

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,193.00 (+16.67%)	$691,702 (+44.52%) Land $104,500 Building $587,202	$691,702 (+44.52%) Land $104,500 Building $587,202
2023	$6,165.00	$478,623 Land $60,500 Building $418,123	$478,623 Land $60,500 Building $418,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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