207 Cedar St, Three Oaks, MI 49128 Property Records

Berrien County property record for 207 Cedar St, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,786 sqft · built 1910
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Jun 1985)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-1200-0003-02-6`

Property Details

APN / Parcel Number

Primary APN	`47-1200-0003-02-6`
Alternative APN	`11-47-1200-0003-02-6`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	198 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 CEDAR ST
City	THREE OAKS
State	MI
Zip	49128-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 130' N OF SW COR OF LOT C CHAMBERLAIN'S PLAT OF SUB OF NW1/4 OF NW1/4 OF SEC 11 T8S R20W TH N 62' E 198' S 62' W 198' TO BEG
Legal Range	20W
Legal Township	08S
Legal Section	11
Legal Subdivision	CHAMBERLAINS PLAT OF SUB
Legal Lot Number	C
Legal Unit	C
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	2
Census Block	2008
Census Tract	11400

Owner

207 Cedar St is owned by an individual who bought it in June 1985.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	156 DERBY GLEN DR, GLEN ELLYN, IL 60137-3219
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1985 · Amount on File
Deed Sale	Jun 4, 1985 · Amount on File
Prior Sale	Oct 10, 1983 · Amount on File
Deed Book / Page	1235 / 865
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 3, 2020
Property Address	207 CEDAR ST, THREE OAKS, MI 49128-1205
Document Number	03284/2932
Book / Page	3284 / 2932
Map Reference	VOL 20 PG 539
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 DERBY GLEN DR, GLEN ELLYN, IL 60137-3219

Mortgage

Document Number	0032842935
Date	Aug 3, 2020
Instrument	3284/2935

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 207 Cedar St was $5,814.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Municipality	Three Oaks Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,500	$383,000
2025	$5,814.00
2023		$171,200	$342,400
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE OAKS serves 1,622 people · EPA ID MI0006600
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20