207 Cedar St, Sebastian, FL 32958 Property Records

Indian River County property record for 207 Cedar St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2023)
Tax Bill	$562 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00002-0030-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00002-0030-00010.0`
Alternative APN	`15788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,443 sqft
Utility Area	12 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	253 sqft
Driveway	Concrete Driveway
Driveway Area	2,387 sqft
Porch	Open Porch
Porch Area	382 sqft
Patio Area	1,445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 CEDAR ST
City	SEBASTIAN
State	FL
Zip	32958-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 01 BLK 3 LOT 10 PBI 5-14
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS
Legal Block	3
Legal Lot Number	10
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4009
Census Tract	50808

Owner

207 Cedar St is owned and occupied by two individuals who bought it in April 2023.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	207 CEDAR ST, SEBASTIAN, FL 32958-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	202316189
Deed Book / Page	3611 / 509
Prior Transfer Date	Apr 11, 2016
Prior Transfer Doc	0029252232
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 4, 2023
Property Address	207 CEDAR ST, SEBASTIAN, FL 32958-4003
Document Number	0036110509
Book / Page	3611 / 509
Map Reference	MB 5 PG 14&15
Instrument Date	Mar 24, 2023
Instrument	3120230016189
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 60TH CT, VERO BEACH, FL 32967-8887

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 CEDAR ST, SEBASTIAN, FL 32958-4003

Mortgage

Document Number	0003611510
Date	Apr 4, 2023
Instrument	3611/510

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 207 Cedar St was $562 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 Homeowner's exemption Veteran's exemption	$135,349	$291,987 Land $51,026 Building $240,961
2023	$2,575.00 (+10.8%)	$169,373 (+11.95%) Land $47,624 Building $121,749	$169,373 (+11.95%) Land $47,624 Building $121,749
2022	$2,324.00	$151,293 Land $37,419 Building $113,874	$151,293 Land $37,419 Building $113,874

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 207 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Cedar St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20