207 Cedar St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 207 Cedar St, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,990 sqft · built 1910
Lot Size	0.24 acres (10,435 sqft)
Owner	Trust Name on File
Last Sale	$58,500 (Oct 1980)
Tax Bill	$5,987 (2025)
Deeds & Mortgages	Jan 2022 Refinance Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:13C B:0015 L:21`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:13C B:0015 L:21`
Alternative APN	`1614`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	3,608 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2007
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,435 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1614
Street Address	207 CEDAR ST
City	CHATHAM
State	MA
Zip	02633-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	15
Legal Lot Number	21
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2034
Census Tract	10700

Owner

207 Cedar St is held in a trust since January 2022.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1111 24TH ST NW, 75, WASHINGTON, DC 20037-1483
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Correction Deed · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Mar 15, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 1980 · Amount on File
Deed Sale	Oct 9, 1980 · Amount on File
Deed Book / Page	3169 / 69
Last Transfer Date	Jan 6, 2022
Transfer Doc	0034815-25
Record Updated	Sep 20, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHATHAM MA
Recording Date	Jan 10, 2022
Property Address	207 CEDAR ST, CHATHAM, MA 02633-2112
Document Number	0034815-25
Book / Page	34815 / 25
Instrument Date	Jan 6, 2022
Instrument	1107
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11111 24TH ST NW #75 # 75, 75, WASHINGTON, DC 20037

Mortgage

Document Number	0034815-27
Date	Jan 10, 2022
Book Page	34815/27
Instrument	1108

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Mar 15, 2021
Property Address	207 CEDAR ST, CHATHAM, MA 02633-2112
Document Number	33898-319
Book / Page	33898 / 319
Instrument Date	Feb 11, 2021
Instrument	18005
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 24TH ST NW UNIT 75, 75, WASHINGTON, DC 20037-1483

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	207 CEDAR ST, CHATHAM, MA 02633-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32392-106
Date	Oct 18, 2019
Book Page	32392/106
Instrument	51532

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 207 Cedar St was $5,987, up 3% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,987.00 (+2.96%)	$1,725,400 (+5.93%) Land $1,077,900 Building $647,500	$2,720,800
2024	$5,815.00 (+8.05%)	$1,628,800 (+17.42%) Land $1,016,800 Building $612,000
2023	$5,382.00	$1,387,200 Land $847,300 Building $539,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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