207 Carriage Ln, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 207 Carriage Ln, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,947 sqft · built 1990
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Apr 2024)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731179011`

Property Details

APN / Parcel Number

Primary APN	`884731179011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Finished Basement	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	130 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	Deck Area
Patio Area	534 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	207 CARRIAGE LN
City	SERGEANT BLUFF
State	IA
Zip	51054-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT34 PIONEER PARK AD DN
Legal Subdivision	PIONEER PARK ADDITION
Legal Lot Number	34
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3019
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20243255
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900

Mortgage

Document Number	0000002704
Date	Mar 16, 2026
Instrument	2026-02704

Lender

Name	PIONEER BANK
Type	Bank
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 4, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	10 Years
Min Rate At Change	5%
Max Rate At Change	7.87%
Index	10-Year TN
Margin	3
Max Rate	9.87%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 17, 2024
Property Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900
Document Number	0000003255
Instrument Date	Mar 21, 2024
Instrument	2024-03255
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900

Mortgage

Document Number	0000003256
Date	Apr 17, 2024
Instrument	2024-03256

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CARRIAGE LN, SERGEANT BLUFF, IA 51054-8900

Mortgage

Document Number	0000000149
Date	Oct 23, 2023
Instrument	2023-10149

Lender

Name	BANK
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,550.00 (+12.39%) Homeowner's exemption	$455,820 (+13.91%) Land $38,020 Building $417,800	$455,820 (+13.91%) Land $38,020 Building $417,800
2023	$5,828.00 (+13.87%) Homeowner's exemption	$400,160 Land $22,620 Building $377,540	$400,160 Land $22,620 Building $377,540
2022	$5,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Carriage Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures