207 Caroline Cir, Williamsburg, VA 23185 Property Records

York County property record for 207 Caroline Cir, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 2015
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D16C-1340-0838`

Property Details

APN / Parcel Number

Primary APN	`D16C-1340-0838`
Alternative APNs	`120017321` `10025532`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	10025532
Street Address	207 CAROLINE CIR
City	WILLIAMSBURG
State	VA
Zip	23185-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED DE
Legal Description	RESERVE AT WILLIAMSBURG (THE) PHASE 1 LOT 4
Legal Subdivision	THE RESERVE AT WILLIAMSBURG
Legal Phase	1
Legal Lot Number	4
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	4
Census Block	4029
Census Tract	51000

Owner

207 Caroline Cir is owned and occupied by an individual.

Source: York County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	207 CAROLINE CIR, WILLIAMSBURG, VA 23185-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	207 CAROLINE CIR, WILLIAMSBURG, VA 23185-4542
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CAROLINE CIR, WILLIAMSBURG, VA 23185-4542

Mortgage

Document Number	0000013374
Date	Sep 5, 2025
Instrument	250013374

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	207 CAROLINE CIR, WILLIAMSBURG, VA 23185-4542
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013517
Date	Aug 29, 2023
Instrument	230013517

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	207 CAROLINE CIR, WILLIAMSBURG, VA 23185-4542
Document Number	0000001462
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CAROLINE CIR WILLIAMSBURG VA 231854542, WILLIAMSBURG, VA 23185-4542

Mortgage

Document Number	0000001462
Date	Jan 29, 2019
Instrument	1462

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	468 Months
Due	Jan 28, 2058

Interest

Rate Type	Adjustable Rate
Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 207 Caroline Cir was $3,523.

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,700 Land $105,000 Building $346,700
2025	$3,523.00		$451,700 Land $105,000 Building $346,700
2023	$2,611.00	$339,200 Land $95,000 Building $244,200	$339,200 Land $95,000 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Caroline Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Caroline Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSBURG serves 16,300 people · EPA ID VA3830850
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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