207 Bufflehead Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 207 Bufflehead Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1994
Lot Size	0.256 acres (11,168 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2022)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	Jun 2023 Mortgage May 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-047475`

Property Details

APN / Parcel Number

Primary APN	`06-047475`
Alternative APNs	`6047475` `047475`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,848 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,168 sqft (0.256 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	047475
Street Address	207 BUFFLEHEAD DR
City	HAVRE DE GRACE
State	MD
Zip	21078-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 161 11168 SF 207 BUFFLEHEAD DRIVE GRACE HARBOUR P5 P 73/44
Legal Subdivision	GRACE HARBOUR
Legal Lot Number	161
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3014
Census Tract	306400

Owner

207 Bufflehead Dr is owned and occupied by an individual who bought it in January 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Negative Amortization FIRST NATIONAL BANK OF PENNSYLVANIA
May 10, 2017	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Jan 13, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 26, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 24, 2017	Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Jan 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Book / Page	15308 / 302
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0122000429
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206

Mortgage

Document Number	0159500443
Date	Jun 26, 2023
Book Page	15950/443

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2038

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123380196
Date	May 10, 2017
Book Page	12338/0196
Instrument	12338-0196

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2032

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 13, 2022
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Document Number	0153080302
Book / Page	15308 / 302
Map Reference	MB CGH 73 FO 44
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206

Mortgage

Document Number	0015308308
Date	Jan 13, 2022
Instrument	15308/308

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 26, 2018
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Document Number	0127510160
Book / Page	12751 / 0160
Map Reference	MC CGH73 FO44
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 BERN DR, HAVRE DE GRACE, MD 21078-2308

Mortgage

Document Number	0012751165
Date	Mar 26, 2018
Instrument	12751/165

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 24, 2017
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Document Number	0122730349
Book / Page	12273 / 0349
Map Reference	MB CGH FO73&44
Instrument Date	Jan 25, 2017
Instrument	12273-0349
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,006.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BUTTLEHEAD DR, HAVRE DE GRACE, MD 21078-4206

Mortgage

Document Number	122730356
Date	Mar 24, 2017
Instrument	12273-0356

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 25, 2017
Property Address	207 BUFFLEHEAD DR, HAVRE DE GRACE, MD 21078-4206
Document Number	0122000429
Book / Page	012200 / 000429
Instrument Date	Dec 2, 2016
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	207 BUFFLEHEAD DR HAVRE DE GRACE MD 210784206, HAVRE DE GRACE, MD 21078-4206

Tax Assessment & Valuation

The 2026 property tax bill for 207 Bufflehead Dr was $2,646, up 9.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00 (+9.93%)	$277,567 (+4.73%)	$290,100 (-) Land $94,000 Building $196,100
2025	$2,407.00	$265,033	$290,100 Land $94,000 Building $196,100
2023		$246,167	$252,500 Land $90,300 Building $162,200
2022	$2,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Bufflehead Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Bufflehead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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