207 Brown St, Berea, KY 40403 Property Records

Madison County property record for 207 Brown St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,389 sqft
Owner2 Individual Names on File
Last Sale$64,000 (Jul 2004)
Tax Bill$1,471 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN073C-0000-0036

Property Details

APN / Parcel Number

Primary APN073C-0000-0036
Alternative APNs
  • 106421
  • 143743
  • 73927

Interior

Stories1 Story
Building Area1,389 sqft Living Area

Exterior

Exterior MaterialBrick
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number73927
Street Address207 BROWN ST
CityBEREA
StateKY
Zip40403-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSELAWN LOT 36 SEC 1
Legal SubdivisionROSELAWN
Legal Lot Number36
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

207 Brown St is owned and occupied by two individuals who bought it in July 2004.

Source: Madison County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address207 BROWN ST, BEREA, KY 40403-1102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2004 · Amount on File
Deed SaleJul 21, 2004 · Amount on File
Deed Document Number0000576590
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address207 BROWN ST, BEREA, KY 40403-1102
Transaction TypeMortgage
Record UpdatedNov 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2268/90
DateNov 1, 2023
Book PageM2268/90
Instrument2014175066
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 207 Brown St was $1,471 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,471.00 Additional exemption filed$156,000$156,000
2023$1,299.00$134,000$134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Brown St

Nearby Streets

Search Property Records by Address or Parcel Number