207 Brooks Rd, Richmond, KY 40475 Property Records

Madison County property record for 207 Brooks Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft
Lot Size0.253 acres (11,024 sqft)
Owner2 Individual Names on Record
Last Sale$120,500 (Feb 2020)
Tax Bill$1,136 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN053D-0000-0124

Property Details

APN / Parcel Number

Primary APN053D-0000-0124
Alternative APNs
  • 121415
  • 84411
  • 50900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,024 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number50900
Street Address207 BROOKS RD
CityRICHMOND
StateKY
Zip40475-9129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON VILLAGE LOT 124
Legal SubdivisionMADISON VILL
Legal Block6
Legal Lot Number124
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group2
Census Block2027
Census Tract10104

Owner

Source: Madison County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address207 BROOKS RD, RICHMOND, KY 40475-9129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jul 11, 2023Deed of Trust, Mortgage · FHA Mortgage
COMMUNITY LOAN SERVICING LLC
Jan 3, 2023Deed of Trust, Mortgage · FHA Mortgage
RIGHPATH SERVICING
Feb 10, 2020Deed, Transfer · FHA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Prior SaleOct 16, 2009 · Amount on Record
Deed Document Number202014007052
Deed Book / Page784 / 350
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateMay 22, 2026
Property Address207 BROOKS RD, RICHMOND, KY 40475-9129
Document Number0014350675
Book / Page2470 / 376
Instrument DateMay 12, 2026
Instrument202614350675
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BROOKS RD, RICHMOND, KY 40475-9129

Mortgage

Document Number0014350675,
DateMay 22, 2026
Book Page2470/376
Instrument202614350675
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address207 BROOKS RD, RICHMOND, KY 40475-9129
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BROOKS RD, RICHMOND, KY 40475-9129

Mortgage

Document Number0M2245/725
DateJul 11, 2023
Book PageM2245/725
Instrument2014155646
Lender
NameCOMMUNITY LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueMar 1, 2050

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address207 BROOKS RD, RICHMOND, KY 40475-9129
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BROOKS RD, RICHMOND, KY 40475-9129

Mortgage

Document Number0M2210/374
DateJan 3, 2023
Book PageM2210/374
Instrument2014126035
Lender
NameRIGHPATH SERVICING
TypeNon-Lending Institution
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueMar 1, 2050

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 10, 2020
Property Address207 BROOKS RD, RICHMOND, KY 40475-9129
Document NumberD00784/350
Book / PageD00784 / 350
Map ReferenceMB 6 PG 295
Instrument DateFeb 3, 2020
Instrument2014007052
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 BREEZY LN, 1113, BEREA, KY 40403-8659

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BROOKS RD, RICHMOND, KY 40475-9129

Mortgage

Document Number2014007053
DateFeb 10, 2020
Instrument2014007053
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,136.00 (-2.74%)$120,500 (-)$120,500 (-)
2023$1,168.00$120,500$120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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