207 Berwick Rd, Columbia, SC 29212 Property Records

Lexington County property record for 207 Berwick Rd, Columbia, SC 29212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,278 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Tax Bill	$734 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002727-09-009`

Property Details

APN / Parcel Number

Primary APN	`002727-09-009`
Alternative APN	`0272709009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 BERWICK RD
City	COLUMBIA
State	SC
Zip	29212-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLDSTREAM LOT 18 BLK CC
Legal Subdivision	THE ESTATES OF COLDSTREAM
Legal Block	CC
Legal Lot Number	18
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	2
Census Block	2012
Census Tract	21116

Owner

207 Berwick Rd is owner-occupied and held in a trust since October 2018.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 BERWICK RD, COLUMBIA, SC 29212-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FEDERAL CREDIT UNION
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2018
Transfer Doc	2034600088
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Sep 25, 2026
Property Address	207 BERWICK RD, COLUMBIA, SC 29212-1902
Document Number	0000040091
Book / Page	21245 / 4197
Instrument Date	Sep 21, 2026
Instrument	202640091
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000040091,
Date	Sep 25, 2026
Book Page	21245/4197
Instrument	202640091

Lender

Name	PALMETTO CITIZENS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 5, 2051

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	207 BERWICK RD, COLUMBIA, SC 29212-1902
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BERWICK RD, COLUMBIA, SC 29212-1902

Mortgage

Document Number	2104203135
Date	Jan 23, 2023
Book Page	21042/3135
Instrument	2023002286

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Oct 12, 2018
Property Address	207 BERWICK RD, COLUMBIA, SC 29212-1902
Document Number	2034600088
Book / Page	020346 / 000088
Instrument Date	Oct 4, 2018
Instrument	45795
Transaction Type	Transfer
Record Updated	Oct 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	207 BERWICK RD COLUMBIA SC 292121902, COLUMBIA, SC 29212-1902

Tax Assessment & Valuation

The 2025 property tax bill for 207 Berwick Rd was $734, up 16.3% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (+16.32%)	$6,682 (-) Land $1,156 Building $5,526
2024	$631.00 (+0.8%)	$6,682 (-) Land $1,156 Building $5,526	$167,051 (-) Land $28,897 Building $138,154
2023	$626.00	$6,682 Land $1,156 Building $5,526	$167,051 Land $28,897 Building $138,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Berwick Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1979–2018)
Claims Outside the SFHA	5 of 24
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Berwick Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CarolinaConnect Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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