St. Clair County property record for 207 Bernard Dr, Belleville, IL 62223
| Property Type | Single Family Home |
|---|---|
| Details | 1,705 sqft · built 1961 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,550 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2025 Transfer + 2 more |
| APN | 07-10-0-413-014 |
| Primary APN | 07-10-0-413-014 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Mixed |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 207 BERNARD DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62223-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNARD DRIVE TRACTSA. P. LOT/SEC-4 A022864349 A02864585 |
| Legal Subdivision | BERNARD DRIVE TRACTSA P |
| Legal Block | 413 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | STOOKEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503202 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 27, 2025 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 6, 2017 | Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 |
| Deed Sale | Oct 24, 2025 |
| Prior Sale | Nov 4, 2016 |
| Deed Document Number | 20252864349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 27, 2025 |
| Property Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Document Number | 0A02864585 |
| Map Reference | MB 57 PG 54 |
| Instrument Date | Oct 24, 2025 |
| Instrument | A02864585 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Name | Verified Name |
|---|---|
| Address | 14315 JAMESTOWN BAY DR, FLORISSANT, MO 63034-1741 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 24, 2025 |
| Property Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Document Number | 0A02864349 |
| Map Reference | MB 57 PG 54 |
| Instrument Date | Oct 21, 2025 |
| Instrument | A02864349 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Investor | Possibly a Property Investor |
| Document Number | 0A02798382 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | A02798382 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 6, 2017 |
| Property Address | 207 BERNARD DR, BELLEVILLE, IL 62223-3301 |
| Document Number | 00A2532548 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2532548 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 207 BERNARD DR BELLEVILLE IL 622233301, BELLEVILLE, IL 62223-3301 |
| Document Number | A2532549 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2532549 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Stookey Township |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Elementary School District | Harmony Emge School District 175 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,550.00 (+1.08%) | $43,513 (+2.07%) Land $6,997 Building $36,516 | $130,539 (+2.07%) Land $20,991 Building $109,548 |
| 2024 | $3,512.00 | $42,632 (+22.82%) Land $6,668 Building $35,964 | $127,896 (+22.82%) Land $20,004 Building $107,892 |
| 2022 | $34,711 Land $5,429 Building $29,282 | $104,133 Land $16,287 Building $87,846 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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