207 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 207 Bee Tree Rd, Henderson, MD 21640 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 2006
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$209,800 (Dec 2022)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2022 Sale & Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-011685`

Property Details

APN / Parcel Number

Primary APN	`01-011685`
Alternative APNs	`1011685` `011685`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	16 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011685
Street Address	207 BEE TREE RD
City	HENDERSON
State	MD
Zip	21640-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7000 SF S/S BEE TREE RD HENDERSON
Legal Subdivision	VILLAGE HENDERSON
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	2
Census Block	2004
Census Tract	955000

Owner

Source: Caroline County records · APN 01-011685

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 30, 2022	Deed, Transfer · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 03, 2021	Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Jun 06, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 06, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Jun 03, 2021 · Amount on Record
Deed Book / Page	1611 / 7
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BEE TREE RD, HENDERSON, MD 21640-1676

Mortgage

Document Number	0016610467
Date	Feb 05, 2024
Book Page	1661/467

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 01, 2064

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Dec 30, 2022
Property Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Document Number	0016110007
Book / Page	1611 / 7
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$524.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	207 BEE TREE RD, HENDERSON, MD 21640-1676

Mortgage

Document Number	0016110032
Date	Dec 30, 2022
Instrument	1611-0032

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0016110015
Date	Dec 30, 2022
Book Page	1611/15

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 01, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 03, 2021
Property Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Document Number	0014980357
Book / Page	1498 / 357
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	207 BEE TREE RD, HENDERSON, MD 21640-1676

Mortgage

Document Number	0001498364
Date	Jun 03, 2021
Instrument	1498/364

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 06, 2019
Property Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Document Number	0013600090
Book / Page	1360 / 090
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	207 BEE TREE RD, HENDERSON, MD 21640-1676

Mortgage

Document Number	0000136095
Date	Jun 06, 2019
Instrument	1360/95

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	207 BEE TREE RD, HENDERSON, MD 21640-1676
Document Number	0013170337
Instrument Date	Jul 06, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BEE TREE RD HENDERSON MD 216401676, HENDERSON, MD 21640-1676

Mortgage

Document Number	0013170337
Date	Jul 10, 2018
Book Page	001317/000337

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 09, 2028

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Henderson Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,500 (+24.91%)	$191,000 (+19.75%) Land $35,000 Building $156,000
2025	$2,516.00 (+10.79%)
2023	$2,271.00 (+11.6%)	$144,500 (+11.58%)	$159,500 (-) Land $29,100 Building $130,400
2022	$2,035.00	$129,500	$159,500 Land $29,100 Building $130,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119550002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Choptank Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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