Audubon County property record for 207 Beach St, Gray, IA 50110
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,784 sqft · built 1900 |
| Lot Size | 1.16 acres (50,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,054 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03-12-420-070 |
| Primary APN | 05-03-12-420-070 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,680 sqft (1.16 acres) |
| Lot Dimensions | 362 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Pole Barn | Pole Barn |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 207 BEACH ST |
|---|---|
| City | GRAY |
| State | IA |
| Zip | 50110-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-7 BLK 3 ORIGINAL TOWN |
| Legal Block | 3 |
| Legal Lot Number | 1-7 |
| Jurisdiction | AUDUBON IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 70100 |
207 Beach St is owned and occupied by two individuals.
Source: Audubon County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 BEACH ST, GRAY, IA 50110-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Aug 25, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage GUTHRIE COUNTY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDUBON IA |
| Property Address | 207 BEACH ST, GRAY, IA 50110-2308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 17-1276 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 17-1276 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDUBON IA |
| Property Address | 207 BEACH ST, GRAY, IA 50110-2308 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 17-0876 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 17-0876 |
| Name | GUTHRIE COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | Panora, IA 50216 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2047 |
The 2026 property tax bill for 207 Beach St was $1,054.
Source: Audubon County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Audubon County |
| Municipality | Gray City |
| Unified School District | Audubon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054.00 | $75,770 (-) Land $4,780 Building $70,990 | $75,770 (-) Land $4,780 Building $70,990 |
| 2025 | $1,054.00 | $75,770 Land $4,780 Building $70,990 | $75,770 Land $4,780 Building $70,990 |
| 2023 | $67,350 Land $4,780 Building $62,570 | $67,350 Land $4,780 Building $62,570 | |
| 2022 | $738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 207 Beach St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · DSL in parts of the area | 100 / 10 |
May also be available: T-Mobile.
4G LTE (outdoors only), no 5G reported
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