207 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 207 Bay St, Springfield, MA 01109

Property Summary

Property TypeApartments (5+ Units)
Details16 bd · 9,120 sqft · built 1916
Lot Size0.118 acres (5,136 sqft)
OwnerCompany Name on Record
Last Sale$65,000 (Jul 1995)
Tax Bill$11,909 (2025)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0415

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0415
Alternative APN
  • 10850415

Interior

Bedrooms16 Beds
Units8 Units
Stories4 Stories
Building Area9,120 sqft Gross Area
Basement Area1,824 sqft
Unfinished Basement1,824 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Exterior MaterialWood Siding
Lot Area5,136 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number10850415
Street Address207 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-3942
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2006
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1102 STATE ST, SPRINGFIELD, MA 01109-2731
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 1995 · Amount on Record
Deed SaleJul 20, 1995 · Amount on Record
Deed Book / Page9190 / 418
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address207 BAY ST, SPRINGFIELD, MA 01109-3942
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024293-596
DateDec 10, 2021
Book Page24293/596
Instrument87642
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,909.00 (+20.84%)$759,500 (+31.4%) Land $24,700 Building $734,800
2023$9,855.00$578,000 Land $22,000 Building $556,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

May also be available: AT&T.

Nearby Properties on Bay St

Nearby Streets

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