207 Arbor Ln, San Mateo, CA 94403 Property Records

San Mateo County property record for 207 Arbor Ln, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1940
Lot Size	0.122 acres (5,299 sqft)
Owner	2 Trust Names on File
Last Sale	$320,000 (Apr 1996)
Tax Bill	$8,329 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-440-380`

Property Details

APN / Parcel Number

Primary APN	`039-440-380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,060 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,299 sqft (0.122 acres)
Lot Dimensions	92 ft deep x 57 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 ARBOR LN
City	SAN MATEO
State	CA
Zip	94403-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 46 HILLSDALE UNIT NO 1 RSM 22/68 CITY OF SAN MATEO
Legal Subdivision	HILLSDALE UNIT NO 1
Legal Tract	1
Legal Lot Number	46
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2014
Census Tract	607300

Owner

207 Arbor Ln is owner-occupied and held in a trust since July 2021.

Source: San Mateo County records, as of July 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 ARBOR LN, SAN MATEO, CA 94403-3337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 25, 2021	Intrafamily Transfer, Transfer
Aug 21, 2019	Deed of Trust, Mortgage POLICE CU/CALIFORNIA
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 1996 · Amount on File
Deed Sale	Apr 11, 1996 · Amount on File
Deed Document Number	199644412
Last Transfer Date	Jul 23, 2021
Transfer Doc	0000149946
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2026
Property Address	207 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000034847
Instrument Date	Jun 10, 2026
Instrument	202634847
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	207 ARBOR LN, SAN MATEO, CA 94403-3337

Mortgage

Document Number	0000034847,
Date	Jun 17, 2026
Instrument	202634847

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 25, 2021
Property Address	207 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000149946
Map Reference	MB 22 PG 68
Instrument Date	Jul 23, 2021
Instrument	2021-149946
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	207 ARBOR LN, SAN MATEO, CA 94403-3337

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	207 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000068681
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 ARBOR LN SAN MATEO CA 944033337, SAN MATEO, CA 94403-3337

Mortgage

Document Number	0000068681
Date	Aug 26, 2019
Instrument	68681

Lender

Name	POLICE CU/CALIFORNIA
Address	1250 GRUNDY LN, SAN BRUNO, CA 94066-3032

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	207 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000056999
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 ARBOR LN SAN MATEO CA 944033337, SAN MATEO, CA 94403-3337

Mortgage

Document Number	0000056999
Date	Jul 23, 2018
Instrument	56999

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 Arbor Ln was $8,329 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,174 (+2%) Land $271,102 Building $335,072
2025	$8,329.00 Homeowner's exemption	$594,290 Land $265,787 Building $328,503
2023	$8,215.00 (+1.39%) Homeowner's exemption	$571,216 Land $255,467 Building $315,749	$2,029,770
2022	$8,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Arbor Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Arbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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