207 Academy St, Spindale, NC 28160 Property Records

Rutherford County property record for 207 Academy St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,393 sqft · built 2012
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2023)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1648217`

Property Details

APN / Parcel Number

Primary APN	`1648217`
Alternative APN	`54310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	207 ACADEMY ST
City	SPINDALE
State	NC
Zip	28160-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HOPEVIEW ESTATES LO:1 PL:32-45
Legal Subdivision	HOPEVIEW ESTATES
Legal Lot Number	1
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3010
Census Tract	960600

Owner

207 Academy St is owned and occupied by an individual who bought it in July 2023.

Source: Rutherford County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	207 ACADEMY ST, SPINDALE, NC 28160-2053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer RUTHERFORD COUNTY HABITAT FOR HUMAN
Aug 24, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Book / Page	2073 / 2151
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 17, 2023
Property Address	207 ACADEMY ST, SPINDALE, NC 28160-2053
Document Number	0020732151
Book / Page	2073 / 2151
Map Reference	MB 32 PG 45
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ACADEMY ST, SPINDALE, NC 28160-2053

Mortgage

Document Number	0020732163
Date	Jul 17, 2023
Instrument	2073/2163

Lender

Name	RUTHERFORD COUNTY HABITAT FOR HUMAN
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 24, 2018
Property Address	207 ACADEMY ST, SPINDALE, NC 28160-2053
Document Number	0020153011
Book / Page	002015 / 003011
Instrument Date	Aug 3, 2018
Instrument	1892
Transaction Type	Foreclosure
Record Updated	Sep 7, 2018

Transaction

Amount	Amount on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1534 RUTHERFORDTON NC 281391534, RUTHERFORDTON, NC 28139-1534

Tax Assessment & Valuation

The 2025 property tax bill for 207 Academy St was $2,043.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00	$161,800 Land $10,000 Building $151,800	$161,800 Land $10,000 Building $151,800
2023		$161,800 Land $10,000 Building $151,800	$161,800 Land $10,000 Building $151,800
2022	$1.00 (-99.47%)
2021	$188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Academy St is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Academy St

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