207 8th Ave W, Polson, MT 59860 Property Records

Lake County property record for 207 8th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 525 sqft · built 1944
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$346,104 (Aug 2026)
Tax Bill	$1,002 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1510422`

Property Details

APN / Parcel Number

Primary APN	`R1510422`
Alternative APNs	`15-3228-09-2-22-08-0000` `0000009065`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	525 sqft Living Area
1st Floor Area	525 sqft
Basement Area	64 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
View / Lot	Neighborhood
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	63 sqft
Deck Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009065
Street Address	207 8TH AVE W
City	POLSON
State	MT
Zip	59860-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	LEWIS ADD (POLSON), S09, T22 N, R20 W, BLOCK 008, LOT 004, LT 4
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	LEWIS ADD (POLSON)
Legal Block	8
Legal Lot Number	4
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2057
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 8TH AVE W, POLSON, MT 59860-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	2026641161
Prior Transfer Date	Feb 6, 2014
Prior Transfer Doc	533519
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Aug 28, 2026
Property Address	207 8TH AVE W, POLSON, MT 59860-2918
Document Number	0000641161
Instrument Date	Aug 28, 2026
Instrument	2026641161
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 8TH AVE W, POLSON, MT 59860-2918

Mortgage

Document Number	0000641162,
Date	Aug 28, 2026
Instrument	2026641162

Lender

Name	ENVOY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000641163,
Date	Aug 28, 2026
Instrument	2026641163

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	207 8TH AVE W, POLSON, MT 59860-2918
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000637785
Date	Mar 27, 2026
Instrument	637785

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	207 8TH AVE W, POLSON, MT 59860-2918
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 8TH AVE W, POLSON, MT 59860-2918
Investor	Possibly a Property Investor

Mortgage

Document Number	0000609186
Date	Jan 23, 2024
Instrument	609186

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Aug 31, 2023
Property Address	207 8TH AVE W, POLSON, MT 59860-2918
Document Number	0000607007
Instrument Date	Aug 29, 2023
Instrument	607007
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TTL AGCY OF LAKE CN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 AIRPORT RD, MORTON, MS 39117-9656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 LARIAT LN, FOLSOM, CA 95630-6184
Investor	Possibly a Property Investor

Mortgage

Document Number	0000607008
Date	Aug 31, 2023
Instrument	607008

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	9.5%
Max Rate At Change	11.5%
Index	Prime Rate
Margin	1
Max Rate	15%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	207 8TH AVE W, POLSON, MT 59860-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553626
Date	Feb 28, 2017
Instrument	553626

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,002.00 (-13.55%)	$219,000 (-)	$219,000 (-) Land $61,500 Building $157,500
2025	$1,159.00 (-9.03%)	$219,000 (+52.51%)	$219,000 (+52.51%) Land $61,500 Building $157,500
2023	$1,274.00	$143,600	$143,600 Land $36,150 Building $107,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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