207 3rd St NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 207 3rd St NE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,377 sqft · built 2005
Lot Size	0.05 acres (2,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Dec 2020)
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Feb 2021 Transfer Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-620-0050`

Property Details

APN / Parcel Number

Primary APN	`21-620-0050`

Interior

Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,177 sqft (0.05 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	207 3RD ST NE
City	MILACA
State	MN
Zip	56353-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	OAK MEADOW ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2015
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 3RD ST NE, MILACA, MN 56353-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Transfer on Death Deed, Transfer
Dec 4, 2020	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	2020421120
Last Transfer Date	Feb 25, 2021
Transfer Doc	A422865
Record Updated	Oct 29, 2026

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 25, 2021
Property Address	207 3RD ST NE, MILACA, MN 56353-1204
Document Number	A422865
Instrument Date	Feb 25, 2021
Instrument	A422865
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 3RD ST NE, 207, MILACA, MN 56353-1204

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 4, 2020
Property Address	207 3RD ST NE, MILACA, MN 56353-1204
Document Number	A421120
Instrument Date	Nov 6, 2020
Instrument	A421120
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 3RD ST NE, MILACA, MN 56353-1204

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 21, 2019
Property Address	207 3RD ST NE, MILACA, MN 56353-1204
Document Number	A411482
Instrument Date	May 20, 2019
Instrument	A411482
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$626.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 3RD ST NE, MILACA, MN 56353-1204

Mortgage

Document Number	000A411483
Date	May 21, 2019
Instrument	A411483

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (-2.53%)	$256,000 (+3.98%) Land $27,000 Building $229,000	$256,000 (+3.98%) Land $27,000 Building $229,000
2025	$3,166.00 (+5.67%) Homeowner's exemption	$246,200 (+6.35%) Land $27,000 Building $219,200	$246,200 (+6.35%) Land $27,000 Building $219,200
2023	$2,996.00	$231,500 Land $25,000 Building $206,500	$231,500 Land $25,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

207 3rd St NE, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 3rd St NE

Nearby Streets

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